514 Cindy Dr, Ripon, CA 95366 Property Records

San Joaquin County property record for 514 Cindy Dr, Ripon, CA 95366 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2004
Square Footage2,713 sqft Living Area
Lot Size8,578 sqft (0.196 acres)
OccupancyOwner Occupied
Last Sale$639,000 (2006)
Tax Bill$9,009.00 (2025)

Property Details

APN / Parcel Number

Primary APN261-620-120-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,713 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area8,578 sqft (0.196 acres)
Parking Spaces3 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address514 CINDY DR
CityRIPON
StateCA
Zip95366-9353
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description03-FM PT OF 261-030-09 PER CHEASAPEAKE NO. 2
Legal SubdivisionCHESAPEAKE II
Legal Lot Number12
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionRIPON
Census Blockgroup4
Census Block4040
Census Tract5003

Owner

Source: San Joaquin County records · APN 261-620-120-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address514 CINDY DR, RIPON, CA 95366-9353
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2024Deed of Trust, Mortgage · Conventional Mortgage
PLANET HOME LENDING LLC
Jan 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
OPTIMUM FIRST INC
Jun 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
OPTIMUM FIRST INC
Oct 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 31, 2006 · Amount on Record
Deed SaleMar 31, 2006 · Amount on Record
Prior SaleSep 27, 2005
Deed Doc Number2006-070178
Record RefreshedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address514 CINDY DR, RIPON, CA 95366-9353
Transaction TypeMortgage
Record UpdatedMay 02, 2024
Title CompanySOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 CINDY DR, RIPON, CA 95366-9353

Mortgage

Document Number0000032603
DateApr 19, 2024
Instrument2024-032603
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2039

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address514 CINDY DR, RIPON, CA 95366-9353
Transaction TypeMortgage
Record UpdatedFeb 09, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 CINDY DR, RIPON, CA 95366-9353

Mortgage

Document Number0000015896
DateJan 27, 2021
Instrument2021-015896
Lender
NameOPTIMUM FIRST INC
TypeMortgage Company
AddressFOUNTAIN VALLEY, CA 92708
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address514 CINDY DR, RIPON, CA 95366-9353
Document Number0000067088
Instrument DateJun 03, 2020
Transaction TypeMortgage
Record UpdatedJun 19, 2020
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address514 CINDY DR RIPON CA 953669353, RIPON, CA 95366-9353

Mortgage

Document Number0000067088
DateJun 09, 2020
Instrument67088
Lender
NameOPTIMUM FIRST INC
AddressFOUNTAIN VALLEY, CA 92708
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 08, 2050

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address514 CINDY DR, RIPON, CA 95366-9353
Document Number0000116336
Instrument DateOct 12, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyTSI ESCROW - CERRITOS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address514 CINDY DR RIPON CA 953669353, RIPON, CA 95366-9353

Mortgage

Document Number0000116336
DateOct 22, 2018
Instrument116336
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 21, 2048

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,009.00 (+11.83%)$837,200 (+12.23%) Land $250,000 Building $587,200
2023$8,056.00 (-0.32%)$746,000 Land $150,000 Building $596,000
2022$8,082.00

Flood & Wildfire

514 Cindy Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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