San Diego County property record for 688 Caudor St, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,379 sqft · built 2003 |
| Lot Size | 0.497 acres (21,641 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,260,000 (Mar 2012) |
| Tax Bill | $18,403 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 254-411-57-00 |
| Primary APN | 254-411-57-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,379 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 21,641 sqft (0.497 acres) |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 2544112800 |
|---|---|
| Street Address | 688 CAUDOR ST |
| City | ENCINITAS |
| State | CA |
| Zip | 92024-1842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Description | LOT 20 PAR 1 OF DOC01-816991 IN TR 014249 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 014249 |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 17601 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 688 CAUDOR ST, ENCINITAS, CA 92024-1842 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2012 · Amount on Record |
| Deed Sale | Mar 1, 2012 · Amount on Record |
| Prior Sale | Oct 10, 2008 · Amount on Record |
| Deed Document Number | 2012119097 |
| Last Transfer Date | Nov 16, 2012 |
| Transfer Doc | 0000737753 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 688 CAUDOR ST, ENCINITAS, CA 92024-1842 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTCOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 688 CAUDOR ST, ENCINITAS, CA 92024-1842 |
| Document Number | 0000034654 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 2019-0034654 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,614,270 (+2%) Land $768,701 Building $845,569 | |
| 2025 | $18,403.00 (+6.38%) Homeowner's exemption | $1,582,619 (+4.04%) Land $753,629 Building $828,990 |
| 2023 | $17,300.00 (+2.13%) Homeowner's exemption | $1,521,165 Land $724,365 Building $796,800 |
| 2022 | $16,939.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Ting.
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