6875 Cedar Grove Dr, Welcome, MD 20693 Property Records

Charles County property record for 6875 Cedar Grove Dr, Welcome, MD 20693

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,184 sqft · built 1977
Lot Size	1.38 acres (60,548 sqft)
Owner	Individual Name on Record
Last Sale	$397,000 (Aug 2020)
Tax Bill	$11,785 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-007762`

Property Details

APN / Parcel Number

Primary APN	`02-007762`
Alternative APNs	`2007762` `007762`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,184 sqft Living Area
Gross Area	2,760 sqft
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	60,548 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	720 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	007762
Street Address	6875 CEDAR GROVE DR
City	WELCOME
State	MD
Zip	20693-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	L-5 S-1 CEDAR GROVE SUB
Legal Subdivision	CEDAR GROVE SUB
Legal Block	1
Legal Lot Number	5
Jurisdiction	CHARLES MD
Township / Civil Division	2, HILL TOP
Census Block Group	1
Census Block	1019
Census Tract	850500

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6875 CEDAR GROVE DR, WELCOME, MD 20693-3310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC
Feb 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage NRL FCU
Aug 15, 2018	Deed of Trust, Mortgage · Line of Credit NRL FCU
Jan 28, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 7, 2020	Deed, Transfer · FHA Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Prior Sale	Jun 30, 2005 · Amount on Record
Deed Book / Page	11261 / 287
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6875 CEDAR GROVE DR, WELCOME, MD 20693-3310
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6875 CEDAR GROVE DR, WELCOME, MD 20693-3310

Mortgage

Document Number	0140000381
Date	Mar 20, 2026
Book Page	14000/381

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	SOUTHLAKE, TX 76092

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Jan 1, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6875 CEDAR GROVE DR, WELCOME, MD 20693-3310
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	MARYLAND TRUST TITLE & ESCRO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097190362
Date	Feb 2, 2017
Book Page	9719/362

Lender

Name	NRL FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22312

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2032

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6875 CEDAR GROVE DR, WELCOME, MD 20693-3310
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103620375
Date	Aug 15, 2018
Book Page	10362/375

Lender

Name	NRL FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22312

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 2, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6875 CEDAR GROVE DR, WELCOME, MD 20693-3310
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6875 CEDAR GROVE DR, WELCOME, MD 20693-3310

Mortgage

Document Number	0123600338
Date	Jan 28, 2022
Book Page	12360/338

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Aug 7, 2020
Property Address	6875 CEDAR GROVE DR, WELCOME, MD 20693-3310
Document Number	0112610287
Book / Page	11261 / 287
Map Reference	MB PCM 21 PL 191
Instrument Date	Jul 29, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	BUYERS TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,970.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6875 CEDAR GROVE DR, WELCOME, MD 20693-3310

Mortgage

Document Number	11261291
Date	Aug 7, 2020
Instrument	11261/291

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,200 (+1.25%)	$398,800 (+3.75%) Land $123,900 Building $274,900
2025	$11,785.00 (+187.23%)	$384,400 (+35.99%) Land $93,100 Building $291,300	$384,400 (-) Land $93,100 Building $291,300
2023	$4,103.00	$282,667	$384,400 Land $93,100 Building $291,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G and 4G LTE (outdoors only)

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