6865 Cedar Grove Dr, Welcome, MD 20693 Property Records

Charles County property record for 6865 Cedar Grove Dr, Welcome, MD 20693

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,848 sqft · built 1978
Lot Size	1.48 acres (64,904 sqft)
Owner	Individual Name on File
Last Sale	$267,819 (Jun 2023)
Tax Bill	$11,355 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-007789`

Property Details

APN / Parcel Number

Primary APN	`02-007789`
Alternative APNs	`2007789` `007789`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	2,508 sqft
1st Floor Area	1,848 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	64,904 sqft
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Deck Area	584 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	007789
Street Address	6865 CEDAR GROVE DR
City	WELCOME
State	MD
Zip	20693-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 6 SEC 1 CEDAR GROVE SUB
Legal Subdivision	CEDAR GROVE SUB
Legal Block	1
Legal Lot Number	6
Jurisdiction	CHARLES MD
Township / Civil Division	2, HILL TOP
Census Block Group	1
Census Block	1019
Census Tract	850500

Owner

6865 Cedar Grove Dr is owned and occupied by an individual who bought it in June 2023.

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6865 CEDAR GROVE DR, WELCOME, MD 20693-3310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Intrafamily Transfer, Transfer · FHA Mortgage MICHIGAN MUTUAL INC
Jan 19, 2017	Deed, Transfer · Stand-Alone First Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023 · Amount on File
Deed Sale	Jun 7, 2023 · Amount on File
Prior Sale	Jan 19, 2017 · Amount on File
Deed Book / Page	12957 / 202
Prior Transfer Date	Apr 27, 2023
Prior Transfer Doc	1295000202
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLES MD
Recording Date	Jun 7, 2023
Property Address	6865 CEDAR GROVE DR, WELCOME, MD 20693-3310
Document Number	0129570202
Book / Page	12957 / 202
Map Reference	MB PCM 21 FO 191
Instrument Date	Apr 27, 2023
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6865 CEDAR GROVE DR, WELCOME, MD 20693-3310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6865 CEDAR GROVE DR, WELCOME, MD 20693-3310

Mortgage

Document Number	0012957208
Date	Jun 7, 2023
Instrument	12957/208

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2053

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 19, 2017
Property Address	6865 CEDAR GROVE DR, WELCOME, MD 20693-3310
Document Number	0097000270
Book / Page	9700 / 270
Map Reference	MB PCM 21 FO191
Instrument Date	Dec 20, 2016
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6865 CEDAR DCR, WELCOME, MD 20693

Mortgage

Document Number	0009700275
Date	Jan 19, 2017
Instrument	9700/275

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6865 Cedar Grove Dr was $11,355 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,667 (+5.32%)	$426,800 (+15.95%) Land $124,900 Building $301,900
2025	$11,355.00 Homeowner's exemption	$368,100 Land $93,900 Building $274,200	$368,100 Land $93,900 Building $274,200
2023	$4,963.00 Homeowner's exemption	$348,233	$368,100 Land $93,900 Building $274,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6865 Cedar Grove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6865 Cedar Grove Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G and 4G LTE (outdoors only)

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