6872 Hearne Rd, Cincinnati, OH 45248 Property Records

Hamilton County property record for 6872 Hearne Rd, Cincinnati, OH 45248

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1961
Lot Size0.457 acres (19,950 sqft)
Owner2 Individual Names on Record
Last Sale$69,900 (Apr 1992)
Tax Bill$3,049 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jun 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN550-0310-0141-00

Property Details

APN / Parcel Number

Primary APN550-0310-0141-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft
Basement Area1,000 sqft
Finished Basement350 sqft

Exterior

Year BuiltBuilt 1961
Architectural StyleConventional
Exterior MaterialBrick
Lot Area19,950 sqft (0.457 acres)
Lot Dimensions265 ft deep x 33 ft wide
Garage TypeDetached
Garage Area748 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area50 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address6872 HEARNE RD
CityCINCINNATI
StateOH
Zip45248-1005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEARNE RD 49.33X265.55 IRLOT 3 RACKS 12TH SUB BLK A
Legal SubdivisionRACKS 12TH SUB
Legal BlockA
Legal Lot Number3
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group1
Census Block1001
Census Tract20603

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6872 HEARNE RD, CINCINNATI, OH 45248-1005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Jun 7, 2019Deed of Trust, Mortgage · Conventional with PMI
UNION SVGS
Jun 26, 2017Deed of Trust, Mortgage · Line of Credit
KEMBA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 1992 · Amount on Record
Deed SaleApr 2, 1992 · Amount on Record
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6872 HEARNE RD, CINCINNATI, OH 45248-1005
Transaction TypeMortgage
Record UpdatedJul 23, 2021
Title CompanyOLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073426
DateJun 15, 2021
Book Page14439/3329
Instrument2021-0073426
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6872 HEARNE RD, CINCINNATI, OH 45248-1005
Document Number0000046803
Instrument DateJun 7, 2019
Transaction TypeMortgage
Record UpdatedJul 18, 2019
Title CompanyOLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6872 HEARNE RD CINCINNATI OH 452481005, CINCINNATI, OH 45248-1005

Mortgage

Document Number0000046803
DateJun 14, 2019
Book Page013939/000145
Instrument46803
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJun 13, 2034

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6872 HEARNE RD, CINCINNATI, OH 45248-1005
Document Number0000059199
Book / Page013450 / 001610
Instrument DateJun 26, 2017
Transaction TypeMortgage
Record UpdatedJul 26, 2017
Title CompanyPRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6872 HEARNE RD CINCINNATI OH 452481005, CINCINNATI, OH 45248-1005

Mortgage

Document Number0000059199
DateJun 30, 2017
Book Page013450/001610
Instrument59199
Lender
NameKEMBA CU
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 29, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,049.00 (+2.21%)$58,261 (+%) Land $13,128 Building $45,133
2024$2,983.00 (+0.13%)$58,260 (-) Land $13,128 Building $45,132
2023$2,979.00 (+13.75%)$58,260 (+34.22%) Land $13,128 Building $45,132$166,460 (+34.22%) Land $37,510 Building $128,950
2022$2,619.00 Homeowner's exemption$43,407 Land $12,803 Building $30,604
2020$124,020 Land $36,580 Building $87,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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