6851 Hearne Rd, Cincinnati, OH 45248 Property Records

Hamilton County property record for 6851 Hearne Rd, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,100 sqft · built 1961
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$127,000 (Apr 2019)
Tax Bill	$3,954 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0310-0133-00`

Property Details

APN / Parcel Number

Primary APN	`550-0310-0133-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	1,100 sqft

Exterior

Year Built	Built 1961
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	250 ft deep x 80 ft wide
Garage Type	Detached
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	50 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	6851 HEARNE RD
City	CINCINNATI
State	OH
Zip	45248-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARNE RD 80 X 250 LOT 21 RACKS 11TH SUB BLK
Legal Subdivision	RACKS 11TH SUB
Legal Lot Number	21
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1002
Census Tract	20603

Owner

6851 Hearne Rd is owned by an individual who bought it in April 2019.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	851 HEARNE RD, CINCINNATI, OH 45248
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on File
Deed Sale	Apr 29, 2019 · Amount on File
Prior Sale	Sep 5, 2013 · Amount on File
Deed Document Number	2019-0031964
Deed Book / Page	13906 / 00124
Record Updated	Jun 8, 2026

April 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 29, 2019
Property Address	6851 HEARNE RD, CINCINNATI, OH 45248-1004
Document Number	0000031964
Book / Page	13906 / 00124
Map Reference	MB 97 PG 15
Instrument Date	Apr 12, 2019
Instrument	2019-0031964
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	OLD TOWN TITLE DAVE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$508.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000031966
Date	Apr 29, 2019
Instrument	2019-0031966

Lender

Name	EAGLE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6851 Hearne Rd was $3,954, down 2.2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,954.00 (-2.15%)	$71,708 (-) Land $14,126 Building $57,582
2024	$4,041.00 (+10.38%)	$71,708 (-) Land $14,126 Building $57,582
2023	$3,661.00 (+14.55%)	$71,708 (+34.99%) Land $14,126 Building $57,582	$204,880 Land $40,360 Building $164,520
2022	$3,196.00 Homeowner's exemption	$53,120 Land $13,762 Building $39,358
2020			$151,770 Land $39,320 Building $112,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6851 Hearne Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6851 Hearne Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20