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687 Phelps Dr, Merced, CA 95348 Property Records

Merced County property record for 687 Phelps Dr, Merced, CA 95348 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,565 sqft · built 2019
Lot Size0.108 acres (4,725 sqft)
OwnerIndividual Name on File
Last Sale$422,000 (Feb 2024)
Tax Bill$6,608 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Jul 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN230-063-037-000

Property Details

APN / Parcel Number

Primary APN230-063-037-000
Alternative APN
  • 230063037

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,565 sqft Living Area
Gross Area1,564 sqft

Exterior

Year BuiltBuilt 2019
Architectural StyleOther
Construction TypeWood Frame
Lot Area4,725 sqft (0.108 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
Patio Area98 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number230063037
Street Address687 PHELPS DR
CityMERCED
StateCA
Zip95348-9637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELLEVUE RANCH WEST VILLAGE 5 LOT 69
Legal SubdivisionBELLEVUE RANCH WEST VILLAGE 05
Legal Lot Number69
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1015
Census Tract1007

Owner

Source: Merced County records · APN 230-063-037-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address687 PHELPS DR, MERCED, CA 95348-9637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 29, 2024Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 25, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
K HOVNANIAN AMERICAN MORTGAGE LLC
Jan 11, 2019Quit Claim Deed, Construction Loan
FIRST AMERICAN TITLE
Aug 02, 2018Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 29, 2024 · Amount on Record
Deed SaleFeb 29, 2024 · Amount on Record
Prior SaleJul 25, 2019 · Amount on Record
Deed Document Number2024004647
Record UpdatedJun 08, 2026

February 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateFeb 29, 2024
Property Address687 PHELPS DR, MERCED, CA 95348-9637
Document Number0000004647
Map ReferenceMB 69 PG 18-28
Instrument DateFeb 22, 2024
Instrument2024004647
Transaction TypeTransfer
Record UpdatedApr 02, 2024
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address687 PHELPS DR, MERCED, CA 95348-9637

Mortgage

Document Number0000004648
DateFeb 29, 2024
Instrument2024004648
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

July 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateJul 25, 2019
Property Address687 PHELPS DR, MERCED, CA 95348-9637
Document Number0000022446
Map ReferenceMB 69 PG 18-28
Instrument DateJul 22, 2019
Instrument2019022446
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 21, 2022
Title CompanyORANGE COAST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3721 DOUGLAS BLVD STE 150, 3721, ROSEVILLE, CA 95661-4244

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2455 ANITA CT, ANTIOCH, CA 94531-9090

Mortgage

Document Number0000022447
DateJul 25, 2019
Instrument2019022447
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

January 2019: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionMERCED CA
Recording DateJan 11, 2019
Property Address687 PHELPS DR, MERCED, CA 95348-9637
Document Number0000001128
Instrument DateJan 09, 2019
Instrument1128
Transaction TypeConstruction Loan
Record UpdatedFeb 12, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateAug 02, 2018
Property Address687 PHELPS DR, MERCED, CA 95348-9637
Document Number0000023669
Instrument DateJul 31, 2018
Instrument23669
Transaction TypeTransfer
Record UpdatedSep 04, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$11,550.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,608.00 (+27.52%) Homeowner's exemption$430,440 (+38.7%) Land $122,400 Building $308,040
2023$5,182.00 (+2.19%)$310,347 Land $68,325 Building $242,022
2022$5,071.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470010071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 790 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20

May also be available at this address: AT&T, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

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