686 Phelps Dr, Merced, CA 95348 Property Records

Merced County property record for 686 Phelps Dr, Merced, CA 95348 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,564 sqft Living Area
Lot Size4,725 sqft (0.108 acres)
GarageAttached, 399 sqft
Last Sale$295,000 (2019)
Tax Bill$5,492.00 (2025)

Property Details

APN / Parcel Number

Primary APN230-160-002-000
Alternative APN
  • 230160002

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,564 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 2019
Architectural StyleOther Style
Construction TypeWood Frame Construction
Lot Area4,725 sqft (0.108 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area399 sqft Garage
Patio Area98 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Old Parcel Number230160002
Street Address686 PHELPS DR
CityMERCED
StateCA
Zip95348-9612
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBELLEVUE RANCH WEST VILLAGE 4 LOT 74
Legal SubdivisionBELLEVUE RANCH WEST VILLAGE 04
Legal Lot Number74
JurisdictionMERCED CA
Minor Civil DivisionMERCED
Census Blockgroup1
Census Block1002
Census Tract1007

Owner

Source: Merced County records · APN 230-160-002-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address816 HARMONY VIEW DR, SAINT PETERS, MO 63376-2585
Owner TypeOwner is a Company
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2019Deed of Trust, Mortgage · Conventional Mortgage
K HOVNANIAN AMERICAN MORTGAGE LLC
Apr 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARROLLTON BANK
Sep 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARROLLTON BANK
Dec 30, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 31, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
K HOVNANIAN AMERICAN MORTGAGE LLC
Jan 11, 2019Quit Claim Deed, Construction Loan
FIRST AMERICAN TITLE
Aug 02, 2018Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2019 · Amount on Record
Deed SaleJul 31, 2019 · Amount on Record
Prior SaleJul 31, 2019 · Amount on Record
Deed Doc Number0000023324
Last Transfer DateDec 30, 2020
Transfer Doc0000050660
Record RefreshedJun 08, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address686 PHELPS DR, MERCED, CA 95348-9612
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031790
DateOct 03, 2019
Instrument2019031790
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
AddressBOYNTON BEACH, FL 33426
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueAug 01, 2049

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address686 PHELPS DR, MERCED, CA 95348-9612
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyBOSTON NATIONAL TTL CO OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 HARMONY VIEW DR, COTTLEVILLE, MO 63376-2585

Mortgage

Document Number0000016463
DateApr 13, 2021
Instrument2021016463
Lender
NameCARROLLTON BANK
TypeBank
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address686 PHELPS DR, MERCED, CA 95348-9612
Transaction TypeMortgage
Record UpdatedJul 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 HARMONY VIEW DR, COTTLEVILLE, MO 63376-2585

Mortgage

Document Number0000042039
DateSep 21, 2021
Instrument2021042039
Lender
NameCARROLLTON BANK
TypeBank
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueMay 01, 2051

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMERCED CA
Recording DateDec 30, 2020
Property Address686 PHELPS DR, MERCED, CA 95348-9612
Document Number0000050660
Instrument DateDec 02, 2020
Instrument50660
Transaction TypeTransfer
Record UpdatedJan 26, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address816 HARMONY VIEW DR COTTLEVILLE MO 633762585, COTTLEVILLE, MO 63376-2585

July 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateJul 31, 2019
Property Address686 PHELPS DR, MERCED, CA 95348-9612
Document Number0000023324
Map ReferenceDOC 2009-012940
Instrument DateJul 26, 2019
Instrument2019023324
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 21, 2022
Title CompanyORANGE COAST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address816 HARMONT VIEW DRIVE, COTTLEVILLE, MO 63376-2585

Mortgage

Document Number0000023325
DateJul 31, 2019
Instrument2019023325
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

January 2019: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionMERCED CA
Recording DateJan 11, 2019
Property Address686 PHELPS DR, MERCED, CA 95348-9612
Document Number0000001128
Instrument DateJan 09, 2019
Instrument1128
Transaction TypeConstruction Loan
Record UpdatedFeb 12, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim Document
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateAug 02, 2018
Property Address686 PHELPS DR, MERCED, CA 95348-9612
Document Number0000023669
Instrument DateJul 31, 2018
Instrument23669
Transaction TypeTransfer
Record UpdatedSep 04, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$11,550.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,492.00 (+6.02%)$322,621 (+4.04%) Land $76,553 Building $246,068
2023$5,180.00 (+2.19%)$310,095 Land $73,581 Building $236,514
2022$5,069.00

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