687 Owens River Dr, Oxnard, CA 93036 Property Records

Ventura County property record for 687 Owens River Dr, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,377 sqft · built 2017
Lot Size	0.11 acres (4,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$651,500 (Sep 2017)
Tax Bill	$14,801 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`133-0-271-135`

Property Details

APN / Parcel Number

Primary APN	`133-0-271-135`
Alternative APN	`1330210015`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,377 sqft Living Area
1st Floor Area	997 sqft
2nd Floor Area	1,380 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	4,778 sqft (0.11 acres)
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	153 sqft

Location & Zoning

Street Address	687 OWENS RIVER DR
City	OXNARD
State	CA
Zip	93036-5566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 564401 LOT: 407 REF: 159MR 39
Legal Subdivision	5644-1 OXNARD
Legal Tract	564401
Legal Block	271
Legal Lot Number	407
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1008
Census Tract	5004

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	687 OWENS RIVER DR, OXNARD, CA 93036-5566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 28, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
May 9, 2017	Grant Deed, Transfer FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	May 9, 2017 · Amount on Record
Deed Document Number	2017126257
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	687 OWENS RIVER DR, OXNARD, CA 93036-5566
Document Number	0000083877
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	687 OWENS RIVER DR OXNARD CA 930365566, OXNARD, CA 93036-5566

Mortgage

Document Number	0000083877
Date	Jun 16, 2020
Instrument	83877

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2035

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Sep 28, 2017
Property Address	687 OWENS RIVER DR, OXNARD, CA 93036-5566
Document Number	0000126257
Map Reference	MP159 PG39-46
Instrument Date	Aug 24, 2017
Instrument	20170928-00126257
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2022
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	687 OWENS RIVER DR, OXNARD, CA 93036-5566

Mortgage

Document Number	0000126258
Date	Sep 28, 2017
Instrument	20170928-00126258

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	May 9, 2017
Property Address	687 OWENS RIVER DR, OXNARD, CA 93036-5566
Document Number	0000060799
Instrument Date	May 2, 2017
Instrument	60799
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount Recorded
Tax	$3,966.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$755,577 (+2%) Land $490,926 Building $264,651
2025	$14,801.00 (+1.33%) Homeowner's exemption	$740,762 (+4.04%) Land $481,300 Building $259,462
2024	$14,607.00 (+6.57%)
2023	$13,707.00 (+3.18%) Homeowner's exemption	$711,999 (+2%) Land $462,611 Building $249,388
2022	$13,285.00 Homeowner's exemption	$698,039 Land $453,540 Building $244,499

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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