Ventura County property record for 686 Owens River Dr, Oxnard, CA 93036 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,977 sqft Living Area |
| Lot Size | 3,638 sqft (0.084 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $458,500 (2017) |
| Tax Bill | $11,931.00 (2025) |
Source: Ventura County records · APN 133-0-180-065
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 686 OWENS RIVER DR, OXNARD, CA 93036-5566 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage CIS FINANCIAL SERVICES INC |
| Oct 16, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage CIS FINANCIAL SERVICES INC |
| Jul 17, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage CIS HM LNS |
| Oct 26, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage MAJESTIC HM LNS |
| Feb 10, 2017 | Grant Deed, Transfer · Veterans Administration Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 10, 2017 · Amount on Record |
| Deed Sale | Feb 10, 2017 · Amount on Record |
| Deed Doc Number | 201718590 |
| Prior Transfer Date | Feb 20, 2015 |
| Prior Transfer Doc | 0000028665 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 686 OWENS RIVER DR, OXNARD, CA 93036-5566 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2021 |
| Name | Verified Name |
|---|---|
| Address | 686 OWENS RIVER DR, OXNARD, CA 93036-5566 |
| Document Number | 0000191428 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 20211020-00191428 |
| Name | CIS FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | HAMILTON, AL 35570 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 686 OWENS RIVER DR, OXNARD, CA 93036-5566 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 686 OWENS RIVER DR, OXNARD, CA 93036-5566 |
| Document Number | 0000170805 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 20201016-00170805 |
| Name | CIS FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | OXNARD, CA 93036 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 686 OWENS RIVER DR, OXNARD, CA 93036-5566 |
| Document Number | 0000103700 |
| Instrument Date | Jul 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 686 OWENS RIVER DR OXNARD CA 930365566, OXNARD, CA 93036-5566 |
| Document Number | 0000103700 |
|---|---|
| Date | Sep 05, 2019 |
| Instrument | 103700 |
| Name | CIS HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | HAMILTON, AL 35570 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 04, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 686 OWENS RIVER DR, OXNARD, CA 93036-5566 |
| Document Number | 0000147227 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2017 |
| Title Company | SPL INC |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 686 OWENS RIVER DR OXNARD CA 930365566, OXNARD, CA 93036-5566 |
| Document Number | 0000147227 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 147227 |
| Name | MAJESTIC HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ONTARIO, CA 91761 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Feb 10, 2017 |
| Property Address | 686 OWENS RIVER DR, OXNARD, CA 93036-5566 |
| Document Number | 0000018590 |
| Map Reference | MR158 PG41-46 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 20170210-00018590 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | LAWYERS TITLE COMPANY 81 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 686 OWENS RIVER DR, OXNARD, CA 93036-5566 |
| Document Number | 0000018591 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | 20170210-00018591 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Elementary School District | Rio Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $542,233 (+2%) Land $352,180 Building $190,053 | |
| 2025 | $11,931.00 (+1.2%) | $531,601 (+4.04%) Land $345,274 Building $186,327 |
| 2024 | $11,790.00 (+7.09%) | |
| 2023 | $11,009.00 (+3.19%) | $510,959 Land $331,866 Building $179,093 |
| 2022 | $10,669.00 |
Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 133-0-180-065 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,977 sqft Living Area |
| 1st Floor | 1,033 sqft 1st Floor |
| 2nd Floor | 944 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 3,638 sqft (0.084 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 427 sqft Garage |
| Porch | Porch |
| Porch Area | 108 sqft Porch |
| Street Address | 686 OWENS RIVER DR |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93036-5566 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT: 564306 LOT: 207 REF: 158MR 41 |
| Legal Subdivision | TRACT 5643 6 |
| Legal Tract | 564306 |
| Legal Block | 180 |
| Legal Lot Number | 207 |
| Jurisdiction | VENTURA CA |
| Minor Civil Division | OXNARD |
| Census Blockgroup | 1 |
| Census Block | 1033 |
| Census Tract | 5004 |
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