687 Orange Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 687 Orange Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,352 sqft · built 1954
Lot Size	0.112 acres (4,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,684 (Mar 2015)
Tax Bill	$5,268 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-29-22-43-0159`

Property Details

APN / Parcel Number

Primary APN	`20-29-22-43-0159`
Alternative APNs	`8597793` `663864`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	663864
Street Address	687 ORANGE AVE E
City	SAINT PAUL
State	MN
Zip	55106-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE & MORTONS ADDITION LOT 32 BLK 2
Legal Range	22
Legal Township	29
Legal Section	20
Legal Subdivision	STONE & MORTONS ADDITION
Legal Block	2
Legal Lot Number	32
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	31000

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	687 ORANGE AVE E, SAINT PAUL, MN 55106-1916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 18, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 18, 2018	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2015 · Amount on Record
Deed Sale	Mar 3, 2015 · Amount on Record
Deed Document Number	20154546029
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	687 ORANGE AVE E, SAINT PAUL, MN 55106-1916
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 ORANGE AVE E, SAINT PAUL, MN 55106-1916

Mortgage

Document Number	0A05000825
Date	Sep 7, 2023
Instrument	A05000825

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Aug 1, 2063

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	687 ORANGE AVE E, SAINT PAUL, MN 55106-1916
Document Number	0004696683
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	687 ORANGE AVE E ST PAUL MN 551061916, ST PAUL, MN 55106-1916

Mortgage

Document Number	0004696683
Date	Feb 1, 2018
Instrument	4696683

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RAMSEY MN
Property Address	687 ORANGE AVE E, SAINT PAUL, MN 55106-1916
Document Number	0004697525
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 26, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	687 ORANGE AVE E ST PAUL MN 551061916, ST PAUL, MN 55106-1916

Mortgage

Document Number	0004697525
Date	Feb 7, 2018
Instrument	4697525

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2048

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,700 (+1.96%) Land $35,000 Building $225,700	$260,700 (+1.96%) Land $35,000 Building $225,700
2025	$5,268.00 (-0.04%) Homeowner's exemption	$255,700 (+8.53%) Land $30,000 Building $225,700	$255,700 (+8.53%) Land $30,000 Building $225,700
2023	$5,270.00 Homeowner's exemption	$235,600 Land $25,000 Building $210,600	$235,600 Land $25,000 Building $210,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 882 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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