685 Orange Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 685 Orange Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1941
Lot Size	0.112 acres (4,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Jul 2020)
Tax Bill	$3,464 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-29-22-43-0158`

Property Details

APN / Parcel Number

Primary APN	`20-29-22-43-0158`
Alternative APNs	`8570397` `663954`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	663954
Street Address	685 ORANGE AVE E
City	SAINT PAUL
State	MN
Zip	55106-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE & MORTONS ADDITION LOT 31 BLK 2
Legal Range	22
Legal Township	29
Legal Section	20
Legal Subdivision	STONE & MORTONS ADDITION
Legal Block	2
Legal Lot Number	31
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	31000

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	685 ORANGE AVE E, SAINT PAUL, MN 55106-1916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Jul 8, 2020	Warranty Deed, Transfer TITLE SMART INC
May 12, 2017	Warranty Deed, Transfer · Conventional with PMI SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2020 · Amount on Record
Deed Sale	Jul 8, 2020 · Amount on Record
Prior Sale	May 12, 2017 · Amount on Record
Deed Document Number	20204820854
Prior Transfer Date	Feb 15, 2013
Prior Transfer Doc	0004388813
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	685 ORANGE AVE E, SAINT PAUL, MN 55106-1916
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04927950
Date	Jan 6, 2022
Instrument	A04927950

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 20, 2036

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 8, 2020
Property Address	685 ORANGE AVE E, SAINT PAUL, MN 55106-1916
Document Number	0004820854
Instrument Date	Jul 7, 2020
Instrument	4820854
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	TITLE SMART INC

Transaction

Amount	Amount Recorded
Tax	$585.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	685 ORANGE AVE E ST PAUL MN 551061916, ST PAUL, MN 55106-1916

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 12, 2017
Property Address	685 ORANGE AVE E, SAINT PAUL, MN 55106-1916
Document Number	0004658532
Instrument Date	Apr 28, 2017
Instrument	4658532
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	TITLE SMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 ORANGE AVE E ST PAUL MN 551061916, ST PAUL, MN 55106-1916

Mortgage

Document Number	4658533
Date	May 12, 2017
Instrument	4658533

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,900 (+4.62%) Land $35,000 Building $186,900	$221,900 (+4.62%) Land $35,000 Building $186,900
2025	$3,464.00 (+0.81%)
2023	$3,436.00 Homeowner's exemption	$212,100 Land $25,000 Building $187,100	$212,100 Land $25,000 Building $187,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 882 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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