687 Normandy O, Delray Beach, FL 33484 Property Records

Palm Beach County property record for 687 Normandy O, Delray Beach, FL 33484

Property Summary

Property Type	Condominium
Details	1 bd · 1.5 ba · 760 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Oct 2024)
Tax Bill	$1,344 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Jul 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-13-015-6870`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-13-015-6870`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	760 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	43,560 sqft (1 acres)
View / Lot	Parking
Porch	Finished Screened Porch
Porch Area	108 sqft

Location & Zoning

Street Address	687 NORMANDY O
City	DELRAY BEACH
State	FL
Zip	33484-4723
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT NORMANDY O COND PAR 687
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	NORMANDY A THRU U CONDO
Legal Block	15
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5939

Owner

687 Normandy O, a condominium, is owned and occupied by two individuals who bought it in October 2024.

Source: Palm Beach County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	687 NORMANDY O, DELRAY BEACH, FL 33484-4723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Jul 23, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Nov 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on File
Deed Sale	Oct 16, 2024 · Amount on File
Prior Sale	Jan 12, 2016 · Amount on File
Deed Document Number	2024353238
Deed Book / Page	35326 / 1144
Prior Transfer Date	Nov 21, 2018
Prior Transfer Doc	0302691772
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Recording Date	Jul 9, 2026
Property Address	687 NORMANDY O, DELRAY BEACH, FL 33484-4723
Document Number	0000248500
Book / Page	36644 / 15
Instrument Date	Jul 6, 2026
Instrument	2026248500
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 NW 6TH AVE, BOYNTON BEACH, FL 33435-3751

Mortgage

Document Number	0000248500,
Date	Jul 9, 2026
Book Page	36644/15
Instrument	2026248500

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Jan 6, 2027

Interest

Rate Type	Balloon
Rate	10%
Initial Type	Balloon
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Recording Date	Jul 23, 2026
Property Address	687 NORMANDY O, DELRAY BEACH, FL 33484-4723
Document Number	0000269366
Book / Page	36680 / 685
Instrument Date	Jul 6, 2026
Instrument	2026269366
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 NW 6TH AVE, BOYNTON BEACH, FL 33435-3751

Mortgage

Document Number	0000269366,
Date	Jul 23, 2026
Book Page	36680/685
Instrument	2026269366

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Jan 6, 2027

Interest

Rate Type	Balloon
Rate	10%
Initial Type	Balloon
Max Rate	-1%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 28, 2018
Property Address	687 NORMANDY O, DELRAY BEACH, FL 33484-4723
Document Number	0302691772
Book / Page	030269 / 001772
Instrument Date	Nov 21, 2018
Instrument	445401
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 NORMANDY O DELRAY BEACH FL 334844723, DELRAY BEACH, FL 33484-4723

Tax Assessment & Valuation

The 2025 property tax bill for 687 Normandy O was $1,344, down 16.6% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,344.00 (-16.63%)	$66,407	$66,407 Building $66,407
2024	$1,612.00 (+384.08%)
2023	$333.00 (+2.46%) Homeowner's exemption Additional exemption filed	$35,953 (+3%)	$78,363 (+25.33%) Building $78,363
2022	$325.00 Homeowner's exemption Additional exemption filed	$34,906	$62,523 Building $62,523

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 687 Normandy O in Zone X, an area of minimal flood risk, though there have been 62 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 104 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	152 units insured incl. 48 condo units
Nearby Flood Claims	62 (1979–2025)
Claims Outside the SFHA	43 of 62
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 687 Normandy O is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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