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685 Normandy O, Delray Beach, FL 33484 Property Records

Palm Beach County property record for 685 Normandy O, Delray Beach, FL 33484

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 907 sqft · built 1980
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Sep 2021)
Tax Bill$1,805 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00-42-46-22-13-015-6850

Property Details

APN / Parcel Number

Primary APN00-42-46-22-13-015-6850

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area907 sqft Living Area

Exterior

Year BuiltBuilt 1980
Construction TypeConcrete Block
Lot Area43,560 sqft (1 acres)
PorchEnclosed Porch
Porch Area108 sqft

Location & Zoning

Street Address685 NORMANDY O
CityDELRAY BEACH
StateFL
Zip33484-4723
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionKINGS POINT NORMANDY O COND PAR 685
Legal Range42E
Legal Township46S
Legal Section22
Legal SubdivisionKINGS POINT NORMANDY COND
Legal Block15
Legal Unit685
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group1
Census Block1002
Census Tract5944

Owner

685 Normandy O, a condominium, is owned and occupied by an individual who acquired it in November 2024.

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address685 NORMANDY O, DELRAY BEACH, FL 33484-4723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2021 · Amount on File
Deed SaleSep 21, 2021 · Amount on File
Prior SaleSep 21, 2021 · Amount on File
Deed Document Number0328841764
Deed Book / Page32884 / 1764
Last Transfer DateNov 21, 2024
Transfer Doc0354020821
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateSep 21, 2021
Property Address685 NORMANDY O, DELRAY BEACH, FL 33484-4723
Document Number0328841764
Book / Page32884 / 1764
Map ReferenceMB 3194 PG 1514
Instrument DateSep 2, 2021
Instrument20210434479
Transaction TypeTransfer
Record UpdatedOct 15, 2021
Title CompanyPERFORMANCE TITLE LLC, PERFORMANCE T&E LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6615 DEANCROFT RD, 6615, BALTIMORE, MD 21209-2712

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 NORMANDY O, DELRAY BEACH, FL 33484-4723

Mortgage

Document Number328841767
DateSep 21, 2021
Instrument32884/1767
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 685 Normandy O was $1,805.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,805.00$94,582 Building $94,582$94,582 Building $94,582
2023$2,125.00 (+8.7%)$118,519 (+16.73%) Building $118,519$118,519 (+16.73%) Building $118,519
2022$1,955.00$101,529 Building $101,529$101,529 Building $101,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 685 Normandy O in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 62 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies926 units insured
incl. 864 condo units
Nearby Flood Claims21 (1979–2017)
Claims Outside the SFHA13 of 21
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 685 Normandy O is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Blue Stream
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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