687 Naples Ct, Melbourne, FL 32904 Property Records

Brevard County property record for 687 Naples Ct, Melbourne, FL 32904

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,037 sqft · built 2000
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$279,000 (Jul 2019)
Tax Bill	$3,304 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-08-26-*-76`

Property Details

APN / Parcel Number

Primary APN	`28-37-08-26-*-76`
Alternative APNs	`28-37-08-26-00000.0-0076.00` `2859329`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,037 sqft Living Area
Gross Area	2,887 sqft
1st Floor Area	2,037 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Width	20 ft Width
View / Lot	Lake Front
Garage Type	Attached
Garage Area	621 sqft
Porch	Finished/Open Porch
Porch Area	229 sqft
Deck Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2859329
Street Address	687 NAPLES CT
City	MELBOURNE
State	FL
Zip	32904-7568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PART OF LOTS 22 & 23 OF PB 1 PG 164 OF THE FLORIDA INDIAN RIVER LAND CO KNOWN AS UNIT 76 OF COMPASS POINTE PER SB 8 PG 91
Legal Range	37E
Legal Township	28S
Legal Section	08
Legal Subdivision	GEOMETRY PLAN OF COMPASS POINTE
Legal Lot Number	76
Legal Unit	76
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1013
Census Tract	65022

Owner

687 Naples Ct is owned and occupied by two individuals who bought it in July 2019.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	687 NAPLES CT, MELBOURNE, FL 32904-7568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2019 · Amount on File
Deed Sale	Jul 22, 2019 · Amount on File
Prior Sale	Oct 19, 2011 · Amount on File
Deed Document Number	2019157901
Deed Book / Page	8493 / 126
Prior Transfer Date	Feb 20, 2014
Prior Transfer Doc	0070741341
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 22, 2019
Property Address	687 NAPLES CT, WEST MELBOURNE, FL 32904-7568
Document Number	0084930126
Book / Page	008493 / 000126
Instrument Date	Jun 26, 2019
Instrument	157901
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	687 NAPLES CT WEST MELBOURNE FL 329047568, WEST MELBOURNE, FL 32904-7568

Mortgage

Document Number	84930132
Date	Jul 22, 2019
Book Page	008493/000132
Instrument	157903

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 687 Naples Ct was $3,304 with a homeowner's exemption, up 7.6% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	West Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,560 (+2.7%)	$308,240 (-11.6%)
2025	$3,304.00 (+7.55%) Homeowner's exemption	$250,790	$348,670
2024	$3,072.00 (+1.45%)
2023	$3,028.00 (+7.22%) Homeowner's exemption	$236,640 (+3%)	$342,990 (+10.19%) Land $65,000 Building $277,990
2022	$2,824.00 Homeowner's exemption	$229,750	$311,280 Land $60,000 Building $251,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 687 Naples Ct in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	25 (1994–2024)
Claims Outside the SFHA	25 of 25
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Tropical Storm Fay, Aug 2008 · 7 claims Hurricane Frances, Sep 2004 · 4 claims Hurricane Erin, Aug 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 687 Naples Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST MELBOURNE WTR SYS(CONSEC) serves 30,443 people · EPA ID FL3051460
Water Source	Purchased surface water from CITY OF MELBOURNE
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20