681 Naples Ct, Melbourne, FL 32904 Property Records

Brevard County property record for 681 Naples Ct, Melbourne, FL 32904

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,139 sqft · built 2000
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$157,000 (Apr 2011)
Tax Bill$576 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-08-26-*-79

Property Details

APN / Parcel Number

Primary APN28-37-08-26-*-79
Alternative APNs
  • 28-37-08-26-00000.0-0079.00
  • 2859332

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,139 sqft Living Area
Gross Area2,734 sqft
1st Floor Area2,139 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Width53 ft Width
View / LotLake Front
Garage TypeAttached
Garage Area525 sqft
PorchFlorida Room
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2859332
Street Address681 NAPLES CT
CityMELBOURNE
StateFL
Zip32904-7568
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionPART OF LOTS 22 & 23 OF PB 1 PG 164 OF THE FLORIDA INDIAN RIVER LAND CO KNOWN AS UNIT 79 OF COMPASS POINTE PER SB 8 PG 91
Legal Range37E
Legal Township28S
Legal Section08
Legal SubdivisionCOMPASS POINTE UN 79
Legal Lot Number79
Legal Unit79
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group1
Census Block1013
Census Tract65022

Owner

681 Naples Ct is owned and occupied by two individuals who acquired it in January 2014.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address681 NAPLES CT, MELBOURNE, FL 32904-7568
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE LLC
Jul 6, 2017Quit Claim Deed, Mortgage · VA Mortgage
AMERISAVE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2011 · Amount on File
Deed SaleApr 5, 2011 · Amount on File
Prior SaleDec 19, 2007 · Amount on File
Deed Document Number201159424
Deed Book / Page6361 / 1523
Last Transfer DateJan 29, 2014
Transfer Doc0070610278
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address681 NAPLES CT, WEST MELBOURNE, FL 32904-7568
Transaction TypeMortgage
Record UpdatedOct 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address681 NAPLES CT, WEST MELBOURNE, FL 32904-7568

Mortgage

Document Number0092890512
DateOct 12, 2021
Book Page9289/512
Instrument2021267034
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

July 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateJul 6, 2017
Property Address681 NAPLES CT, WEST MELBOURNE, FL 32904-7568
Document Number0079310070
Book / Page007931 / 000070
Instrument DateJun 26, 2017
Instrument141183
Transaction TypeMortgage
Record UpdatedAug 8, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address681 NAPLES CT WEST MELBOURNE FL 329047568, WEST MELBOURNE, FL 32904-7568

Mortgage

Document Number79310073
DateJul 6, 2017
Book Page007931/000073
Instrument141184
Lender
NameAMERISAVE MTG
TypeMortgage Company
Address3525 PIEDMONT ROAD NE 8 PIEDMONT, ATLANTA, GA 30305
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 681 Naples Ct was $576 with a veteran's exemption, up 29.7% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityWest Melbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$167,380 (+2.7%)$303,590 (-13.38%)
2025$576.00 (+29.73%) Veteran's exemption$162,980$350,480
2024$444.00 (+3.5%)
2023$429.00 (+3.37%) Disabled Person's exemption Veteran's exemption$153,780 (+2.99%)$352,160 (+12.17%) Land $65,000 Building $287,160
2022$415.00 Disabled Person's exemption Veteran's exemption$149,310$313,950 Land $60,000 Building $253,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 681 Naples Ct in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 71 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims25 (1994–2024)
Claims Outside the SFHA25 of 25
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 7 claims
  • Hurricane Frances, Sep 2004 · 4 claims
  • Hurricane Erin, Aug 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 681 Naples Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST MELBOURNE WTR SYS(CONSEC)
serves 30,443 people · EPA ID FL3051460
Water SourcePurchased surface water from CITY OF MELBOURNE
Last State InspectionJan 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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