Brevard County property record for 681 Naples Ct, Melbourne, FL 32904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,139 sqft · built 2000 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,000 (Apr 2011) |
| Tax Bill | $576 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-08-26-*-79 |
| Primary APN | 28-37-08-26-*-79 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,139 sqft Living Area |
| Gross Area | 2,734 sqft |
| 1st Floor Area | 2,139 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Width | 53 ft Width |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Porch | Florida Room |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2859332 |
|---|---|
| Street Address | 681 NAPLES CT |
| City | MELBOURNE |
| State | FL |
| Zip | 32904-7568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | PART OF LOTS 22 & 23 OF PB 1 PG 164 OF THE FLORIDA INDIAN RIVER LAND CO KNOWN AS UNIT 79 OF COMPASS POINTE PER SB 8 PG 91 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 08 |
| Legal Subdivision | COMPASS POINTE UN 79 |
| Legal Lot Number | 79 |
| Legal Unit | 79 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 65022 |
681 Naples Ct is owned and occupied by two individuals who acquired it in January 2014.
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 681 NAPLES CT, MELBOURNE, FL 32904-7568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 6, 2017 | Quit Claim Deed, Mortgage · VA Mortgage AMERISAVE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2011 · Amount on File |
| Deed Sale | Apr 5, 2011 · Amount on File |
| Prior Sale | Dec 19, 2007 · Amount on File |
| Deed Document Number | 201159424 |
| Deed Book / Page | 6361 / 1523 |
| Last Transfer Date | Jan 29, 2014 |
| Transfer Doc | 0070610278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 681 NAPLES CT, WEST MELBOURNE, FL 32904-7568 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 681 NAPLES CT, WEST MELBOURNE, FL 32904-7568 |
| Document Number | 0092890512 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 9289/512 |
| Instrument | 2021267034 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 6, 2017 |
| Property Address | 681 NAPLES CT, WEST MELBOURNE, FL 32904-7568 |
| Document Number | 0079310070 |
| Book / Page | 007931 / 000070 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 141183 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 681 NAPLES CT WEST MELBOURNE FL 329047568, WEST MELBOURNE, FL 32904-7568 |
| Document Number | 79310073 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 007931/000073 |
| Instrument | 141184 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | 3525 PIEDMONT ROAD NE 8 PIEDMONT, ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 5, 2047 |
The 2025 property tax bill for 681 Naples Ct was $576 with a veteran's exemption, up 29.7% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | West Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,380 (+2.7%) | $303,590 (-13.38%) | |
| 2025 | $576.00 (+29.73%) Veteran's exemption | $162,980 | $350,480 |
| 2024 | $444.00 (+3.5%) | ||
| 2023 | $429.00 (+3.37%) Disabled Person's exemption Veteran's exemption | $153,780 (+2.99%) | $352,160 (+12.17%) Land $65,000 Building $287,160 |
| 2022 | $415.00 Disabled Person's exemption Veteran's exemption | $149,310 | $313,950 Land $60,000 Building $253,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 681 Naples Ct in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 71 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 25 (1994–2024) |
| Claims Outside the SFHA | 25 of 25 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 681 Naples Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST MELBOURNE WTR SYS(CONSEC) serves 30,443 people · EPA ID FL3051460 |
|---|---|
| Water Source | Purchased surface water from CITY OF MELBOURNE |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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