687 Lourence Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 687 Lourence Ct, Tracy, CA 95376 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1990
Square Footage1,424 sqft Living Area
Lot Size8,027 sqft (0.184 acres)
OccupancyOwner Occupied
Tax Bill$5,274.00 (2025)

Property Details

APN / Parcel Number

Primary APN242-200-200-000
Alternative APN
  • 242-200-20

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,424 sqft Living Area
1st Floor1,424 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeWood Construction
Lot Area8,027 sqft (0.184 acres)
Parking Spaces2 Parking Spaces

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Old Parcel Number242-200-20
Street Address687 LOURENCE CT
CityTRACY
StateCA
Zip95376-8737
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description92-FM PT OF 242-020-12 PER CIRCLE B RANCH ESTATES
Legal SubdivisionCIRCLE B RANCH ESTATES
Legal Tract2312
Legal Block4
Legal Lot Number43
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionTRACY
Census Blockgroup4
Census Block4002
Census Tract5208

Owner

Source: San Joaquin County records · APN 242-200-200-000

Assessment roll updated September 24, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address687 LOURENCE CT, TRACY, CA 95376-8737
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Oct 29, 2021Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Nov 01, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
OCMBC INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 29, 2021
Deed SaleOct 29, 2021
Prior SaleJan 03, 2003 · Amount on Record
Deed Doc Number2021181954
Prior Transfer DateOct 20, 2021
Prior Transfer Doc0000181954
Record RefreshedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address687 LOURENCE CT, TRACY, CA 95376-8737
Transaction TypeMortgage
Record UpdatedNov 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address687 LOURENCE CT, TRACY, CA 95376-8737

Mortgage

Document Number0000129710
DateNov 16, 2022
Instrument2022-129710
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term348 Months
DueNov 01, 2051

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateOct 29, 2021
Property Address687 LOURENCE CT, TRACY, CA 95376-8737
Document Number0000181954
Map ReferenceMB 30 PG 102
Instrument DateOct 20, 2021
Instrument2021-181954
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address687 LOURENCE CT, TRACY, CA 95376-8737

Mortgage

Document Number0000181955
DateOct 29, 2021
Instrument2021-181955
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address687 LOURENCE CT, TRACY, CA 95376-8737
Document Number0000128975
Instrument DateNov 01, 2019
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyTICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address687 LOURENCE CT TRACY CA 953768737, TRACY, CA 95376-8737

Mortgage

Document Number0000128975
DateNov 07, 2019
Instrument128975
Lender
NameOCMBC INC
AddressIRVINE, CA 92612
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 06, 2049

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,274.00 (+10.08%)$441,709 (+4.04%) Land $144,820 Building $296,889
2023$4,791.00 (+2.11%)$424,559 Land $139,198 Building $285,361$543,240
2022$4,692.00

Flood & Wildfire

687 Lourence Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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