647 Lourence Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 647 Lourence Ct, Tracy, CA 95376 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1992
Square Footage1,588 sqft Living Area
Lot Size10,389 sqft (0.238 acres)
OccupancyOwner Occupied
Last Sale$375,000 (2015)
Tax Bill$5,298.00 (2025)

Property Details

APN / Parcel Number

Primary APN242-200-180-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,588 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1992
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area10,389 sqft (0.238 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address647 LOURENCE CT
CityTRACY
StateCA
Zip95376-8737
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description92-FM PT OF 242-020-12 PER CIRCLE B RANCH ESTATES
Legal SubdivisionCIRCLE B RANCH ESTATES
Legal Lot Number41
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionTRACY
Census Blockgroup4
Census Block4002
Census Tract5208

Owner

Source: San Joaquin County records · APN 242-200-180-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address647 LOURENCE CT, TRACY, CA 95376-8737
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2022Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Oct 05, 2021Intrafamily Transfer, Transfer
Aug 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2015 · Amount on Record
Deed SaleMay 22, 2015 · Amount on Record
Prior SaleMay 22, 2015 · Amount on Record
Deed Doc Number0000058960
Last Transfer DateOct 05, 2021
Transfer Doc0000167224
Record RefreshedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address647 LOURENCE CT, TRACY, CA 95376-8737
Transaction TypeMortgage
Record UpdatedApr 06, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address647 LOURENCE CT, TRACY, CA 95376-8737

Mortgage

Document Number0000040144
DateMar 28, 2022
Instrument2022-040144
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 27, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateOct 05, 2021
Property Address647 LOURENCE CT, TRACY, CA 95376-8737
Document Number0000167224
Map ReferenceMB 30 PG 102
Instrument DateSep 30, 2021
Instrument2021-167224
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address647 LOURENCE CT, TRACY, CA 95376-8737

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address647 LOURENCE CT, TRACY, CA 95376-8737
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096432
DateAug 06, 2020
Instrument2020-096432
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,298.00 (+10.17%) Homeowner's exemption$450,685 (+4.04%) Land $157,738 Building $292,947
2023$4,809.00 (+2.12%) Homeowner's exemption$433,186 Land $151,614 Building $281,572
2022$4,709.00

Flood & Wildfire

647 Lourence Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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