687 E Main St, Somerset, PA 15501 Property Records

Somerset County property record for 687 E Main St, Somerset, PA 15501

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,936 sqft · built 1916
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$142,000 (May 2022)
Tax Bill	$3,024 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S41-036-024-000`

Property Details

APN / Parcel Number

Primary APN	`S41-036-024-000`
Alternative APNs	`S41-036-024-00` `410012420`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,936 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Brick
Roof Material	Asbestos
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	228 ft deep x 50 ft wide
View / Lot	Major Street/Thoroughfare

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	410012420
Street Address	687 E MAIN ST
City	SOMERSET
State	PA
Zip	15501-2110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BNG 0.26 A 2 STY BR HO
Legal Lot Number	17
Jurisdiction	SOMERSET PA
Township / Civil Division	SOMERSET
Census Block Group	1
Census Block	1024
Census Tract	21100

Owner

687 E Main St is owned and occupied by two individuals who bought it in May 2022.

Source: Somerset County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	687 E MAIN ST, SOMERSET, PA 15501-2110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2022 · Amount on File
Deed Sale	May 2, 2022 · Amount on File
Prior Sale	Dec 23, 2010 · Amount on File
Deed Document Number	20223556
Deed Book / Page	2955 / 76
Record Updated	Jun 8, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	May 2, 2022
Property Address	687 E MAIN ST, SOMERSET, PA 15501-2110
Document Number	0002955/76
Book / Page	2955 / 76
Map Reference	VOL 129 PG 634
Instrument Date	Apr 29, 2022
Instrument	2022003556
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	PEAK SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 E MAIN ST, SOMERSET, PA 15501-2110

Mortgage

Document Number	0002955/81
Date	May 2, 2022
Book Page	2955/81
Instrument	2022003557

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 687 E Main St was $3,024 with a homeowner's exemption.

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
Municipality	Somerset Borough
Unified School District	Somerset Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,024.00 Homeowner's exemption	$36,950
2024	$2,940.00 (+2.26%)	$36,950 (-)
2023	$2,875.00	$36,950
1998			$73,900 Land $19,720 Building $54,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 687 E Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 687 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERSET BORO MUNI WATER AUTH serves 6,309 people · EPA ID PA4560042
Water Source	Purchased surface water from SOMERSET CNTY QUEMAHONING SYST
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20