Somerset County property record for 678 E Main St, Somerset, PA 15501
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,284 sqft · built 1920 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Feb 2013) |
| Tax Bill | $2,333 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S41-042-039-000 |
| Primary APN | S41-042-039-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,284 sqft Living Area |
| 1st Floor Area | 1,094 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asbestos |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 160 ft deep x 130 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 410020990 |
|---|---|
| Street Address | 678 E MAIN ST |
| City | SOMERSET |
| State | PA |
| Zip | 15501-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1/2 A 2 STY VN DUPLEX GAR |
| Jurisdiction | SOMERSET PA |
| Township / Civil Division | SOMERSET |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21100 |
678 E Main St is owned and occupied by an individual who bought it in February 2013.
Source: Somerset County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 678 E MAIN ST, SOMERSET, PA 15501-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOMERSET TRUST |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOMERSET TRUST CO |
| Dec 27, 2021 | Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2013 · Amount on File |
| Deed Sale | Feb 4, 2013 · Amount on File |
| Prior Sale | Oct 31, 2007 · Amount on File |
| Deed Document Number | 20131097 |
| Deed Book / Page | 2372 / 40 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Jul 17, 2026 |
| Property Address | 678 E MAIN ST, SOMERSET, PA 15501-2109 |
| Document Number | 0000005145 |
| Book / Page | 3202 / 265 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20265145 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 678 E MAIN ST, SOMERSET, PA 15501-2109 |
| Document Number | 0000005145, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 3202/265 |
| Instrument | 20265145 |
| Name | SOMERSET TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 678 W MAIN ST, SOMERSET, PA 15501-1242 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002807/813 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 2807/813 |
| Instrument | 2020002769 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Address | SOMERSET, PA 15501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 678 W MAIN ST, SOMERSET, PA 15501-1242 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 678 E MAIN ST, SOMERSET, PA 15501-2109 |
| Document Number | 002931/762 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 2931/762 |
| Instrument | 2021011030 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Address | SOMERSET, PA 15501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 678 E Main St was $2,333 with a homeowner's exemption.
Source: Somerset County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Somerset County |
| Municipality | Somerset Borough |
| Unified School District | Somerset Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,333.00 Homeowner's exemption | $28,500 | |
| 2024 | $2,267.00 (+2.26%) | $28,500 (-) | |
| 2023 | $2,217.00 | $28,500 | |
| 1998 | $57,000 Land $21,580 Building $35,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 678 E Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2012–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 678 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOMERSET BORO MUNI WATER AUTH serves 6,309 people · EPA ID PA4560042 |
|---|---|
| Water Source | Purchased surface water from SOMERSET CNTY QUEMAHONING SYST |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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