687 E 12th St, Lafayette, OR 97127 Property Records

Yamhill County property record for 687 E 12th St, Lafayette, OR 97127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,300 sqft · built 2008
Lot Size	0.188 acres (8,176 sqft)
Owner	2 Individual Names on Record
Last Sale	$394,900 (Oct 2019)
Tax Bill	$4,368 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R4306CB 07200`

Property Details

APN / Parcel Number

Primary APN	`R4306CB 07200`
Alternative APNs	`001531568` `531568`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,300 sqft Living Area
Gross Area	2,964 sqft
1st Floor Area	1,141 sqft
2nd Floor Area	1,159 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,176 sqft (0.188 acres)
Garage Type	Attached
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	687 E 12TH ST
City	LAFAYETTE
State	OR
Zip	97127-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 101 IN YAMHILL VALLEY ESTATES NO. 2
Legal Range	03W
Legal Township	04S
Legal Section	06
Legal Subdivision	YAMHILL VALLEY ESTATES NO. 2
Legal Lot Number	101
Jurisdiction	YAMHILL OR
Township / Civil Division	NEWBERG
Census Block Group	3
Census Block	3020
Census Tract	30304

Owner

Source: Yamhill County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	687 E 12TH ST, LAFAYETTE, OR 97127-9208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Line of Credit CLACKAMAS COMMUNITY FCU
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Oct 22, 2019	Warranty Deed, Transfer · FHA Mortgage SYNERGY ONE LNDG
Sep 17, 2018	Warranty Deed, Transfer · FHA Mortgage LAKEVIEW LN SERVICING
Mar 14, 2018	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Mar 14, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2019 · Amount on Record
Deed Sale	Oct 22, 2019 · Amount on Record
Prior Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	201915366
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	687 E 12TH ST, LAFAYETTE, OR 97127-9208
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 E 12TH ST, LAFAYETTE, OR 97127-9208

Mortgage

Document Number	0000009499
Date	Jul 6, 2022
Instrument	202209499

Lender

Name	CLACKAMAS COMMUNITY FCU
Type	Credit Union
Address	APO, AE 9745

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	687 E 12TH ST, LAFAYETTE, OR 97127-9208
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022422
Date	Dec 10, 2020
Instrument	202022422

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	687 E 12TH ST, LAFAYETTE, OR 97127-9208
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 E 12TH ST, LAFAYETTE, OR 97127-9208

Mortgage

Document Number	0000017691
Date	Aug 30, 2021
Instrument	202117691

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAMHILL OR
Recording Date	Oct 22, 2019
Property Address	687 E 12TH ST, LAFAYETTE, OR 97127-9208
Document Number	0000015366
Instrument Date	Oct 21, 2019
Instrument	15366
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	687 E 12TH ST LAFAYETTE OR 971279208, LAFAYETTE, OR 97127-9208

Mortgage

Document Number	15367
Date	Oct 22, 2019
Instrument	15367

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAMHILL OR
Recording Date	Sep 17, 2018
Property Address	687 E 12TH ST, LAFAYETTE, OR 97127-9208
Document Number	0000013425
Instrument Date	Sep 8, 2018
Instrument	13425
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	687 E 12TH ST LAFAYETTE OR 971279208, LAFAYETTE, OR 97127-9208

Mortgage

Document Number	13426
Date	Sep 17, 2018
Instrument	13426

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YAMHILL OR
Property Address	687 E 12TH ST, LAFAYETTE, OR 97127-9208
Document Number	0000004724
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 6, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 E 12TH ST LAFAYETTE OR 971279208, LAFAYETTE, OR 97127-9208

Mortgage

Document Number	0000004724
Date	Apr 3, 2018
Instrument	4724

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	687 E 12TH ST, LAFAYETTE, OR 97127-9208
Document Number	0000004725
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 E 12TH ST LAFAYETTE OR 971279208, LAFAYETTE, OR 97127-9208

Mortgage

Document Number	0000004725
Date	Apr 3, 2018
Instrument	4725

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

Source: Yamhill County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Yamhill County
Municipality	Lafayette City
Unified School District	McMinnville School District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,368.00 (+2.68%)	$298,148 (+3%)	$638,056 (-4.81%) Land $190,199 Building $447,857
2024	$4,254.00 (+2.73%)	$289,464 (+3%)	$670,297 (-3.59%) Land $184,895 Building $485,402
2023	$4,141.00 (+2%)	$281,033 (+3%)	$695,248 (+5.86%) Land $181,975 Building $513,273
2022	$4,060.00	$272,848	$656,736 Land $175,335 Building $481,401

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 4,423 people · EPA ID OR4100452
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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