456 E 12th St, Lafayette, OR 97127 Property Records

Yamhill County property record for 456 E 12th St, Lafayette, OR 97127

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,107 sqft · built 2006
Lot Size	0.173 acres (7,518 sqft)
Owner	Individual Name on Record
Last Sale	$371,800 (Dec 2008)
Tax Bill	$5,848 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R4306CB 07700`

Property Details

APN / Parcel Number

Primary APN	`R4306CB 07700`
Alternative APNs	`001531583` `531583`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,107 sqft Living Area
Gross Area	4,982 sqft
1st Floor Area	1,448 sqft
2nd Floor Area	1,855 sqft
Basement Area	804 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,518 sqft (0.173 acres)
Garage Type	Attached
Garage Area	875 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	456 E 12TH ST
City	LAFAYETTE
State	OR
Zip	97127-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TOWNSHIP 4S RANGE 3W SECTION 06 QTR C QQTR B TAXLOT 07700 LOT 81 SUBDIVISIONNAME YAMHILL VALLEY ESTATES NO. 2
Legal Range	03W
Legal Township	04S
Legal Section	06
Legal Subdivision	YAMHILL VALLEY ESTATES NO. 2
Legal Block	3
Legal Lot Number	81
Jurisdiction	YAMHILL OR
Township / Civil Division	NEWBERG
Census Block Group	3
Census Block	3011
Census Tract	30304

Owner

Source: Yamhill County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	456 E 12TH ST, LAFAYETTE, OR 97127-9206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 25, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2008 · Amount on Record
Deed Sale	Dec 31, 2008 · Amount on Record
Deed Document Number	200820483
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	456 E 12TH ST, LAFAYETTE, OR 97127-9206
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 E 12TH ST, LAFAYETTE, OR 97127-9206

Mortgage

Document Number	0000000961
Date	Jan 30, 2026
Instrument	202600961

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	456 E 12TH ST, LAFAYETTE, OR 97127-9206
Transaction Type	Mortgage
Record Updated	Jun 27, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 E 12TH ST, LAFAYETTE, OR 97127-9206

Mortgage

Document Number	0000005088
Date	Jun 13, 2023
Instrument	202305088

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	456 E 12TH ST, LAFAYETTE, OR 97127-9206
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 E 12TH ST, LAFAYETTE, OR 97127-9206

Mortgage

Document Number	0000001191
Date	Jan 25, 2022
Instrument	202201191

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	456 E 12TH ST, LAFAYETTE, OR 97127-9206
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010408
Date	May 21, 2021
Instrument	202110408

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	456 E 12TH ST, LAFAYETTE, OR 97127-9206
Document Number	0000000747
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 E 12TH ST LAFAYETTE OR 971279206, LAFAYETTE, OR 97127-9206

Mortgage

Document Number	0000000747
Date	Jan 15, 2020
Instrument	747

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 14, 2035

Tax Assessment & Valuation

Source: Yamhill County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Yamhill County
Municipality	Lafayette City
Unified School District	McMinnville School District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,848.00 (+2.67%)	$399,204 (+3%)	$856,913 (-5.6%) Land $188,316 Building $668,597
2024	$5,696.00 (+2.74%)	$387,577 (+3%)	$907,761 (-4.51%) Land $183,012 Building $724,749
2023	$5,544.00 (+1.99%)	$376,288 (+3%)	$950,586 (+6.07%) Land $180,092 Building $770,494
2022	$5,436.00	$365,328	$896,200 Land $173,452 Building $722,748

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 4,423 people · EPA ID OR4100452
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

Nearby Properties on E 12th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures