Habersham County property record for 687 Chenocetah Dr, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,211 sqft · built 1957 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Nov 2021) |
| Tax Bill | $4,435 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 116D006 |
| Primary APN | 116D006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,211 sqft Heated Area |
| Gross Area | 6,480 sqft |
| 1st Floor Area | 2,211 sqft |
| Attic | Attic |
| Attic Area | 228 sqft |
| Basement Area | 2,913 sqft |
| Finished Basement | 1,050 sqft |
| Unfinished Basement | 2,913 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 40,511 sqft (0.93 acres) |
| Lot Dimensions | 200 ft deep x 179 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 459 sqft |
| Deck Area | 147 sqft |
| Patio Area | 435 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 409991 |
|---|---|
| Street Address | 687 CHENOCETAH DR |
| City | CORNELIA |
| State | GA |
| Zip | 30531-4406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 10-182 CHENOCETAH PB38-99 338-139 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 2 |
| Census Block | 2085 |
| Census Tract | 400 |
687 Chenocetah Dr is owned and occupied by two individuals who bought it in November 2021.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 687 CHENOCETAH DR, CORNELIA, GA 30531-4406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Nov 9, 2021 | Limited Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL |
| Jul 23, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2021 · Amount on File |
| Deed Sale | Nov 9, 2021 · Amount on File |
| Deed Document Number | 20212898 |
| Deed Book / Page | 1284 / 1137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 687 CHENOCETAH DR, CORNELIA, GA 30531-4406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 687 CHENOCETAH DR, CORNELIA, GA 30531-4406 |
| Document Number | 0000001349/0000001273 |
|---|---|
| Date | Oct 27, 2023 |
| Book Page | 0000001349/0000001273 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 1, 2048 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Nov 9, 2021 |
| Property Address | 687 CHENOCETAH DR, CORNELIA, GA 30531-4406 |
| Document Number | 1284/1137 |
| Book / Page | 1284 / 1137 |
| Instrument Date | Nov 9, 2021 |
| Instrument | 2021-002898 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 687 CHENOCETAH DR, CORNELIA, GA 30531-4406 |
| Document Number | 0000001284/0000001139 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 0000001284/0000001139 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jul 23, 2021 |
| Property Address | 687 CHENOCETAH DR, CORNELIA, GA 30531-4406 |
| Document Number | 1285/21 |
| Book / Page | 1285 / 21 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021-002890 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3640 TRADITION DR, GAINESVILLE, GA 30506-3600 |
The 2026 property tax bill for 687 Chenocetah Dr was $4,435 with a homeowner's exemption, down 4.7% from the year before.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Municipality | Cornelia City |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,435.00 (-4.73%) Homeowner's exemption | $143,055 (-1.18%) Land $20,045 Building $123,010 | $357,636 (-1.18%) Land $50,112 Building $307,524 |
| 2025 | $4,655.00 Homeowner's exemption | $144,760 Land $20,045 Building $124,715 | $361,899 Land $50,112 Building $311,787 |
| 2023 | Homeowner's exemption | $122,524 (+28.37%) Land $15,324 Building $107,200 | $306,310 (+28.37%) Land $38,310 Building $268,000 |
| 2022 | $2,477.00 | $95,448 Land $15,324 Building $80,124 | $238,620 Land $38,310 Building $200,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 687 Chenocetah Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 687 Chenocetah Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 67% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNELIA serves 6,130 people · EPA ID GA1370003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · DSL | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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