643 Chenocetah Dr, Cornelia, GA 30531 Property Records

Habersham County property record for 643 Chenocetah Dr, Cornelia, GA 30531 · Last verified March 2024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,001 sqft · built 1957
Lot Size	0.639 acres (27,878 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Oct 2021)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`116D005`

Property Details

APN / Parcel Number

Primary APN	`116D005`
Alternative APN	`682474`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,001 sqft Heated Area
Gross Area	3,827 sqft
1st Floor Area	2,001 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	27,878 sqft (0.639 acres)
Lot Dimensions	200 ft deep x 165 ft wide
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	70 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	682474
Street Address	643 CHENOCETAH DR
City	CORNELIA
State	GA
Zip	30531-4406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-182 PB 60-87 1286-224
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2085
Census Tract	400

Owner

Source: Habersham County records · APN 116D005

Assessment roll updated July 1, 2023 · Last verified March 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	643 CHENOCETAH DR, CORNELIA, GA 30531-4406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP
Oct 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Jan 01, 2008
Deed Document Number	0001286224
Deed Book / Page	1286 / 224
Record Updated	Jun 07, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	643 CHENOCETAH DR, CORNELIA, GA 30531-4406
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 CHENOCETAH DR, CORNELIA, GA 30531-4406

Mortgage

Document Number	0000001286/0000000226
Date	Nov 19, 2021
Book Page	0000001286/0000000226

Lender

Name	ASSURANCE FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 29, 2021
Property Address	643 CHENOCETAH DR, CORNELIA, GA 30531-4406
Document Number	1286/224
Book / Page	1286 / 224
Instrument Date	Oct 29, 2021
Instrument	2021-002965
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 CHENOCETAH DR, CORNELIA, GA 30531-4406

Tax Assessment & Valuation

Source: Habersham County records · Assessment roll updated July 1, 2023 · Last verified March 2024

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	Homeowner's exemption Senior Citizen's exemption	$109,856 (+13.82%) Land $14,124 Building $95,732	$274,640 (+13.82%) Land $35,310 Building $239,330
2022	Homeowner's exemption Senior Citizen's exemption	$96,520 Land $14,124 Building $82,396	$241,300 Land $35,310 Building $205,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Habersham County (13137C), updated January 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 35% of Georgia
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Point Broadband Fiber Holding	Fiber	1,000 / 1,000
Habersham Electric Membership	Fiber	1,000 / 1,000
Uniti Group	Cable	1,000 / 25
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	200 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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