6865 Esther Ln, Cincinnati, OH 45243 Property Records

Hamilton County property record for 6865 Esther Ln, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,580 sqft · built 1910
Lot Size	0.248 acres (10,803 sqft)
Owner	Individual Name on File
Last Sale	$155,500 (Mar 2000)
Tax Bill	$7,327 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`525-0003-0302-00`

Property Details

APN / Parcel Number

Primary APN	`525-0003-0302-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,580 sqft Living Area
Gross Area	4,202 sqft
1st Floor Area	1,387 sqft
2nd Floor Area	806 sqft
Attic	Attic
Attic Area	387 sqft
Basement Area	1,622 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	199 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	98 sqft
Deck Area	Deck Area
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	6865 ESTHER LN
City	CINCINNATI
State	OH
Zip	45243-3132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WS ESTHER LN 0.2486 AC R1-T4-S12
Legal Subdivision	DONE JAMES ESTATES
Legal Lot Number	11
Jurisdiction	HAMILTON OH
Township / Civil Division	MADEIRA
Census Block Group	6
Census Block	6016
Census Tract	24100

Owner

6865 Esther Ln is owned and occupied by an individual who acquired it in November 2008.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	6865 ESTHER LN, CINCINNATI, OH 45243-3132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2000 · Amount on File
Deed Sale	Mar 13, 2000 · Amount on File
Prior Sale	Mar 13, 2000 · Amount on File
Deed Document Number	200038968
Deed Book / Page	8217 / 1249
Last Transfer Date	Nov 28, 2008
Transfer Doc	0000000024
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6865 ESTHER LN, CINCINNATI, OH 45243-3132
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006032
Date	Jan 22, 2018
Instrument	18-0006032

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 6865 Esther Ln was $7,327, up 2.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Madeira City
Unified School District	Madeira City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,327.00 (+2.66%)	$124,684 (-) Land $40,600 Building $84,084	$356,240 Land $116,000 Building $240,240
2024	$7,137.00 (-1.31%)	$124,684 (-) Land $40,600 Building $84,084
2023	$7,232.00 (+22.35%)	$124,684 (+49.69%) Land $40,600 Building $84,084	$356,240 Land $116,000 Building $240,240
2022	$5,911.00 Homeowner's exemption	$83,297 Land $28,420 Building $54,877
2020			$237,990 Land $81,200 Building $156,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6865 Esther Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1985–2001)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6865 Esther Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20