Hamilton County property record for 6855 Esther Ln, Cincinnati, OH 45243
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,216 sqft · built 1948 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Jul 2024) |
| Tax Bill | $4,816 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 525-0004-0055-00 |
| Primary APN | 525-0004-0055-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,216 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 800 sqft |
| 2nd Floor Area | 416 sqft |
| Upper Floors Area | 614 sqft |
| Basement Area | 800 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 118 ft deep x 55.5 ft wide |
| Garage Type | Basement |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 254 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 6855 ESTHER LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45243-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ESTHER AVE 55.51 X 118.28 IRLOT 3 WM WEHRMANNS SUB |
| Legal Subdivision | WM WEHRMANNS SUB |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MADEIRA |
| Census Block Group | 6 |
| Census Block | 6016 |
| Census Tract | 24100 |
Source: Hamilton County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6855 ESTHER LN, CINCINNATI, OH 45243-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Jan 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 17, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FIN'L NTWK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2024 · Amount on Record |
| Deed Sale | Jul 2, 2024 · Amount on Record |
| Prior Sale | Jul 17, 2020 · Amount on Record |
| Deed Document Number | 202445650 |
| Deed Book / Page | 15199 / 2949 |
| Prior Transfer Date | Jun 27, 1994 |
| Prior Transfer Doc | 0000114653 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 7, 2026 |
| Property Address | 6855 ESTHER LN, CINCINNATI, OH 45243-3132 |
| Document Number | 0000054351 |
| Book / Page | 15701 / 599 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202654351 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6855 ESTHER LN, CINCINNATI, OH 45243-3132 |
| Document Number | 0000054351, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 15701/599 |
| Instrument | 202654351 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 13, 2066 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6855 ESTHER LN, CINCINNATI, OH 45243-3132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6855 ESTHER LN, CINCINNATI, OH 45243-3132 |
| Document Number | 0000005597 |
|---|---|
| Date | Jan 23, 2026 |
| Book Page | 15588/1007 |
| Instrument | 2026-0005597 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 17, 2020 |
| Property Address | 6855 ESTHER LN, CINCINNATI, OH 45243-3132 |
| Document Number | 0000068940 |
| Book / Page | 014212 / 000299 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 68940 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $940.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6855 ESTHER LN CINCINNATI OH 452433132, CINCINNATI, OH 45243-3132 |
| Document Number | 68941 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 014212/000301 |
| Instrument | 68941 |
| Name | AMERICAN FIN'L NTWK INC |
|---|---|
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2050 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Madeira City |
| Unified School District | Madeira City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,816.00 (+2.66%) | $81,925 (-) Land $33,520 Building $48,405 | $234,070 (-) Land $95,770 Building $138,300 |
| 2024 | $4,691.00 (-1.33%) | $81,925 (-) Land $33,520 Building $48,405 | |
| 2023 | $4,754.00 (+7.7%) | $81,925 (+31.71%) Land $33,520 Building $48,405 | $234,070 (+31.71%) Land $95,770 Building $138,300 |
| 2022 | $4,414.00 Homeowner's exemption | $62,199 Land $23,464 Building $38,735 | |
| 2020 | $177,710 Land $67,040 Building $110,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1985–2001) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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