6865 Camino Arroyo, Gilroy, CA 95020 Property Records

Santa Clara County property record for 6865 Camino Arroyo, Gilroy, CA 95020

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	6,868 sqft · built 2004
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Company Names on Record
Last Sale	$5,000,000 (Dec 2023)
Tax Bill	$63,006 (2025)
Deeds & Mortgages	Dec 2023 Sale Nov 2022 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`841-70-033`

Property Details

APN / Parcel Number

Primary APN	`841-70-033`

Interior

Units	2 Units
Stories	1 Story
Building Area	6,868 sqft Total Area
1st Floor Area	6,868 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	45,302 sqft (1.04 acres)

Location & Zoning

Street Address	6865 CAMINO ARROYO
City	GILROY
State	CA
Zip	95020-7081
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	GI
Legal Description	TRACT 9487 LOT 4
Legal Subdivision	9487 GILROY XING
Legal Tract	9487
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1042
Census Tract	512602

Owner

Source: Santa Clara County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	275 ORCHARD VIEW DR, WATSONVILLE, CA 95076-0715
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Grant Deed, Transfer
Nov 18, 2022	Lease, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NA, FIRST AMER TTL INS CO NATL C
May 24, 2022	Grant Deed, Transfer · Commercial Mortgage ACREFI MORTGAGE LENDING LLC
Sep 14, 2018	Deed of Trust, Mortgage STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Prior Sale	Apr 5, 2011 · Amount on Record
Deed Document Number	202325579202
Last Transfer Date	Sep 4, 2024
Transfer Doc	0025698601
Record Updated	Oct 29, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 27, 2023
Property Address	6865 CAMINO ARROYO, GILROY, CA 95020-7081
Document Number	0025579202
Map Reference	MB 762 PG 20-25
Instrument Date	Dec 27, 2023
Instrument	25579202
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	734 E LAKE AVE STE 9, 9, WATSONVILLE, CA 95076-3570

November 2022: Lease, Transfer

Document Type	Lease
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 18, 2022
Property Address	6865 CAMINO ARROYO, GILROY, CA 95020-7081
Document Number	0025401890
Map Reference	MB 762 PG 20-25
Instrument Date	Oct 27, 2022
Instrument	25401890
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NA, FIRST AMER TTL INS CO NATL C

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 THE ALAMEDA STE 300, 300, SAN JOSE, CA 95126-2303

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 24, 2022
Property Address	6865 CAMINO ARROYO, GILROY, CA 95020-7081
Document Number	0025308388
Map Reference	MB 762 PG 20-25
Instrument Date	May 17, 2022
Instrument	25308388
Transaction Type	Transfer
Record Updated	Jun 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6955 CAMINO ARROYO, GILROY, CA 95020-7342

Mortgage

Document Number	0025308389
Date	May 24, 2022
Instrument	25308389

Lender

Name	ACREFI MORTGAGE LENDING LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6865 CAMINO ARROYO, GILROY, CA 95020-7081
Document Number	0024030603
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018
Title Company	STEWART TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	10920 VIA FRONTERA #220 SAN DIEGO CA 921271734, 220, SAN DIEGO, CA 92127-1734

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$5,100,000 (+2%) Land $1,848,240 Building $3,251,760
2025	$63,006.00 (-0.33%)	$5,000,000 (+87.13%) Land $1,812,000 Building $3,188,000
2024	$63,213.00 (+79.55%)
2023	$35,206.00 (-11.84%)	$2,671,992 Land $1,062,758 Building $1,609,234
2022	$39,933.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	5 (2009–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Spectrum, T-Mobile, Verizon.

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