6864 Co Rd 3490, Ada, OK 74820 Property Records

Pontotoc County property record for 6864 Co Rd 3490, Ada, OK 74820

Property Summary

Property Type	Agricultural Vacant Land
Details	3 bd · 2.5 ba · 1,200 sqft · built 1975
Lot Size	11.6 acres (505,296 sqft)
Owner	Company Name on Record
Last Sale	$238,000 (Oct 2023)
Tax Bill	$11 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0000-21-005-005-0-011-00`

Property Details

APN / Parcel Number

Primary APN	`0000-21-005-005-0-011-00`
Alternative APN	`8791`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	505,296 sqft (11.6 acres)
Garage Type	Attached
Garage Area	288 sqft
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8791
Street Address	6864 COUNTY ROAD 3490
City	ADA
State	OK
Zip	74820-3533
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	N2 SW SW & S2 SW SW LESS 5 ACRES AND LESS 26.4AC DESC 3737/194 TO #16 SEC 21-5-5 MAXWELL TWP
Legal Range	05E
Legal Township	05N
Legal Section	21
Jurisdiction	PONTOTOC OK
Township / Civil Division	NORTHWEST PONTOTOC
Census Block Group	1
Census Block	1025
Census Tract	89598

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1624, ADA, OK 74821-1624
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF ADA
Jan 18, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Nov 12, 1998 · Amount on Record
Deed Document Number	20235474
Deed Book / Page	3737 / 194
Prior Transfer Date	Jan 18, 2022
Prior Transfer Doc	0003577/60
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	6864 COUNTY ROAD 3490, ADA, OK 74820-3533
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 W 18TH ST, ADA, OK 74820-7654

Mortgage

Document Number	003737/196
Date	Oct 3, 2023
Book Page	3737/196
Instrument	I-2023-005475

Lender

Name	CITIZENS BANK OF ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PONTOTOC OK
Recording Date	Jan 18, 2022
Property Address	6864 COUNTY ROAD 3490, ADA, OK 74820-3533
Document Number	0003577/60
Book / Page	3577 / 60
Instrument Date	Jan 18, 2022
Instrument	I-2022-000330
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6864 COUNTY ROAD 3490, ADA, OK 74820-3533

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Vanoss Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130 (-) Land $130	$1,087 (-) Land $1,087
2025	$11.00 (-98.41%)	$130 (-98.24%) Land $130	$1,087 (-98.24%) Land $1,087
2023	$690.00	$7,396 Land $393 Building $7,003	$61,634 Land $3,275 Building $58,359

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 51% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 8 serves 4,250 people · EPA ID OK2006215
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Atlink Services Fixed Wireless	100 / 20

May also be available: 360 Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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