6486 Co Rd 3490, Ada, OK 74820 Property Records

Pontotoc County property record for 6486 Co Rd 3490, Ada, OK 74820

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,300 sqft · built 1985
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Last Sale	$102,500 (Oct 2018)
Tax Bill	$755 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0000-21-005-005-0-008-00`

Property Details

APN / Parcel Number

Primary APN	`0000-21-005-005-0-008-00`
Alternative APN	`8788`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	1,742,400 sqft (40 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	128 sqft
Patio Area	128 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater

Location & Zoning

Account Number	8788
Street Address	6486 COUNTY ROAD 3490
City	ADA
State	OK
Zip	74820-3534
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S2 SW NW & N2 NW SW SEC 21-5-5 MAXWELL TWP
Legal Range	05E
Legal Township	05N
Legal Section	21
Jurisdiction	PONTOTOC OK
Township / Civil Division	NORTHWEST PONTOTOC
Census Block Group	1
Census Block	1025
Census Tract	89598

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6486 COUNTY ROAD 3490, ADA, OK 74820-3534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK
Dec 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK NA
Oct 23, 2018	Warranty Deed, Construction Loan · Construction Mortgage VISION BANK NA
Oct 23, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Deed Document Number	20185749
Deed Book / Page	3255 / 91
Last Transfer Date	Dec 27, 2024
Transfer Doc	0003850/35
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	6486 COUNTY ROAD 3490, ADA, OK 74820-3534
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003463/10
Date	Jan 4, 2021
Book Page	3463/10
Instrument	2021-000049

Lender

Name	VISION BANK
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	6486 COUNTY ROAD 3490, ADA, OK 74820-3534
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003442/287
Date	Oct 21, 2020
Book Page	3442/287
Instrument	2020-005782

Lender

Name	VISION BANK
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 21, 2021

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	6486 COUNTY ROAD 3490, ADA, OK 74820-3534
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003265/001
Date	Dec 7, 2018
Book Page	3265/001
Instrument	2018-006494

Lender

Name	VISION BANK NA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

October 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Oct 23, 2018
Property Address	6486 COUNTY ROAD 3490, ADA, OK 74820-3534
Document Number	003255/091
Book / Page	3255 / 091
Instrument Date	Oct 22, 2018
Instrument	2018-005749
Transaction Type	Construction Loan
Record Updated	Aug 26, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$153.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6486 COUNTY ROAD 3490, ADA, OK 74820-3534

Mortgage

Document Number	2018005750
Date	Oct 23, 2018
Instrument	2018-005750

Lender

Name	VISION BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 22, 2019

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PONTOTOC OK
Recording Date	Oct 23, 2018
Property Address	6486 COUNTY ROAD 3490, ADA, OK 74820-3534
Document Number	003255/090
Book / Page	3255 / 090
Instrument Date	Oct 14, 2018
Instrument	2018-005748
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6486 COUNTY ROAD 3490, ADA, OK 74820-3534

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Vanoss Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,482 (+3.01%) Land $2,023 Building $7,459	$79,010 (-23.03%) Land $16,856 Building $62,154
2025	$755.00 (-1.56%) Homeowner's exemption	$9,205 (+3%) Land $1,964 Building $7,241	$102,656 (-4.99%) Land $16,365 Building $86,291
2024	$767.00 (+7.12%) Homeowner's exemption	$8,937 (+3%) Land $1,964 Building $6,973	$108,042 (+49.42%) Land $16,365 Building $91,677
2023	$716.00 Homeowner's exemption	$8,677 Land $1,966 Building $6,711	$72,306 Land $16,380 Building $55,926

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 8 serves 4,250 people · EPA ID OK2006215
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Atlink Services Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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