6863 Rte 123, Morrow, OH 45152 Property Records

Warren County property record for 6863 Rte 123, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,064 sqft · built 1996
Lot Size	5 acres (217,844 sqft)
Owner	2 Individual Names on File
Last Sale	$309,000 (Dec 2018)
Tax Bill	$6,208 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-29-300-002-0`

Property Details

APN / Parcel Number

Primary APN	`18-29-300-002-0`
Alternative APNs	`1829300002` `3508781`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,064 sqft Living Area
Gross Area	2,928 sqft
1st Floor Area	1,944 sqft
Basement Area	120 sqft
Finished Basement	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	217,844 sqft (5 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	156 sqft
Deck Area	1,080 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3508781
Street Address	6863 ROUTE 123
City	MORROW
State	OH
Zip	45152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ROUTE 123
Legal Subdivision	ROUTE 123
Legal Block	781
Jurisdiction	WARREN OH
Township / Civil Division	HARLAN
Census Block Group	2
Census Block	2002
Census Tract	32400

Owner

6863 Rte 123 is owned by two individuals who bought it in December 2018.

Source: Warren County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6863 S STATE ROUTE 123, MORROW, OH 45152-8152
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 12, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Dec 4, 2018	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2018 · Amount on File
Deed Sale	Dec 4, 2018 · Amount on File
Prior Sale	Jun 3, 1996 · Amount on File
Deed Document Number	201834432
Prior Transfer Date	Jun 20, 2008
Prior Transfer Doc	0047080035
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	6863 S STATE ROUTE 123, MORROW, OH 45152-8152
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6863 S STATE #123 123, 123, MORROW, OH 45152

Mortgage

Document Number	0000033222
Date	Dec 29, 2025
Instrument	2025-033222

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	6863 S STATE ROUTE 123, MORROW, OH 45152-8152
Document Number	0000021907
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6863 S STATE ROUTE 123 MORROW OH 451528152, MORROW, OH 45152-8152

Mortgage

Document Number	0000021907
Date	Jun 24, 2020
Instrument	21907

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Dec 4, 2018
Property Address	6863 S STATE ROUTE 123, MORROW, OH 45152-8152
Document Number	0000034432
Instrument Date	Nov 21, 2018
Instrument	34432
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	MATTINGLY FORD TITLE COMPANY, MATTINGLY FORD TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$927.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6863 OHIO 123 MORROW OH 45152, MORROW, OH 45152

Mortgage

Document Number	34433
Date	Dec 4, 2018
Instrument	34433

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6863 Rte 123 was $6,208, up 8.7% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Harlan Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,208.00 (+8.74%)	$140,070 Land $42,810 Building $97,260	$400,210 Land $122,320 Building $277,890
2024	$5,709.00 (+11.66%)
2023	$5,113.00 (+1.27%) Homeowner's exemption	$113,446 (-) Land $26,264 Building $87,182
2022	$5,049.00 Homeowner's exemption	$113,446 Land $26,264 Building $87,182	$324,130 (-) Land $75,040 Building $249,090
2021			$324,130 Land $75,040 Building $249,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6863 Rte 123 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6863 Rte 123 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bresco Broadband Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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