6862 Watercourse Dr, Carlsbad, CA 92011 Property Records

San Diego County property record for 6862 Watercourse Dr, Carlsbad, CA 92011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,766 sqft · built 1988
Lot Size	0.83 acres (3,635 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,000 (Jul 1987)
Tax Bill	$3,247 (2025)
Deeds & Mortgages	Feb 2022 Transfer Feb 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`214-494-07-00`

Property Details

APN / Parcel Number

Primary APN	`214-494-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,766 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	3,635 sqft (0.83 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	6862 WATERCOURSE DR
City	CARLSBAD
State	CA
Zip	92011-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 10 TR 011196
Legal Subdivision	CARLSBAD COURT
Legal Tract	011196
Legal Block	3
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	17811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6862 WATERCOURSE DR, CARLSBAD, CA 92011-3717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Transfer on Death Deed, Transfer
Feb 22, 2022	Transfer on Death Deed, Transfer
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage USAA
Apr 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage CAPWEST HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 1987 · Amount on Record
Deed Sale	Jul 14, 1987 · Amount on Record
Deed Document Number	1987393653
Last Transfer Date	Feb 21, 2022
Transfer Doc	0000079323
Record Updated	Sep 20, 2026

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2022
Property Address	6862 WATERCOURSE DR, CARLSBAD, CA 92011-3717
Document Number	0000079323
Map Reference	MAP 11196
Instrument Date	Feb 21, 2022
Instrument	2022-0079323
Transaction Type	Transfer
Record Updated	Mar 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6862 WATERCOURSE DR, CARLSBAD, CA 92011-3717

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2022
Property Address	6862 WATERCOURSE DR, CARLSBAD, CA 92011-3717
Document Number	0000079322
Map Reference	MAP 11196
Instrument Date	Feb 21, 2022
Instrument	2022-0079322
Transaction Type	Transfer
Record Updated	Mar 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6862 WATERCOURSE DR, CARLSBAD, CA 92011-3717

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6862 WATERCOURSE DR, CARLSBAD, CA 92011-3717
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6862 WATERCOURSE DR, CARLSBAD, CA 92011-3717

Mortgage

Document Number	0000171559
Date	Mar 5, 2021
Instrument	2021-0171559

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6862 WATERCOURSE DR, CARLSBAD, CA 92011-3717
Document Number	0000425463
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6862 WATERCOURSE DR CARLSBAD CA 920113717, CARLSBAD, CA 92011-3717

Mortgage

Document Number	0000425463
Date	Sep 26, 2019
Instrument	425463

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6862 WATERCOURSE DR, CARLSBAD, CA 92011-3717
Document Number	0000152607
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6862 WATERCOURSE DR CARLSBAD CA 920113717, CARLSBAD, CA 92011-3717

Mortgage

Document Number	0000152607
Date	Apr 18, 2018
Instrument	152607

Lender

Name	CAPWEST HM LNS
Address	OVERLAND PARK, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$309,413 (+2%) Land $78,074 Building $231,339
2025	$3,247.00 (+4.2%) Homeowner's exemption	$303,347 (+4.04%) Land $76,544 Building $226,803
2023	$3,116.00 (+1.6%) Homeowner's exemption	$291,570 Land $73,573 Building $217,997
2022	$3,067.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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