6860 Rd 82, Payne, OH 45880 Property Records

Paulding County property record for 6860 Rd 82, Payne, OH 45880

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,043 sqft · built 1901
Lot Size	1.31 acres (57,151 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Dec 2014)
Tax Bill	$2,166 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-01S-001-02`

Property Details

APN / Parcel Number

Primary APN	`03-01S-001-02`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,043 sqft Living Area
1st Floor Area	1,393 sqft
2nd Floor Area	98 sqft
Upper Floors Area	98 sqft
Family Room	Family Room

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	57,151 sqft (1.31 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	233 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	6860 ROAD 82
City	PAYNE
State	OH
Zip	45880-9514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 NE1/4 BENTON TWP S-1
Jurisdiction	PAULDING OH
Township / Civil Division	BENTON
Census Block Group	4
Census Block	4079
Census Tract	960300

Owner

Source: Paulding County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6860 ROAD 82, PAYNE, OH 45880-9514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2014 · Amount on Record
Deed Sale	Dec 17, 2014 · Amount on Record
Prior Sale	Aug 25, 2009 · Amount on Record
Deed Document Number	399
Deed Book / Page	564 / 2179
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	6860 ROAD 82, PAYNE, OH 45880-9514
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	601/1279
Date	May 19, 2021
Book Page	601/1279
Instrument	202100001403

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Jul 1, 2045

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	6860 ROAD 82, PAYNE, OH 45880-9514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	576/0228
Date	Jan 6, 2017
Book Page	576/0228
Instrument	201700000046

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	340 Months
Due	May 1, 2045

Tax Assessment & Valuation

Source: Paulding County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Paulding County
County Subdivision	Benton Township
Unified School District	Wayne Trace Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,166.00 (+27.11%) Homeowner's exemption	$69,870 (+32.98%) Land $9,210 Building $60,660	$199,600 (+32.98%) Land $26,300 Building $173,300
2024	$1,704.00 (+3.46%) Homeowner's exemption	$52,540 (-) Land $6,930 Building $45,610
2023	$1,647.00 (-5.56%)	$52,540 (-) Land $6,930 Building $45,610
2022	$1,744.00	$52,540 Land $6,930 Building $45,610	$150,100 Land $19,800 Building $130,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1985–2021)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paulding Putnam Fiber	1,000 / 1,000
Lakeland Internet Fixed Wireless	500 / 100
MetaLINK Technologies Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20

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