7897 Rd 82, Payne, OH 45880 Property Records

Paulding County property record for 7897 Rd 82, Payne, OH 45880

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,172 sqft · built 2011
Lot Size	4.84 acres (211,048 sqft)
Owner	Individual Name on Record
Last Sale	$332,200 (Jan 2026)
Tax Bill	$3,249 (2025)
Deeds & Mortgages	Jan 2011 Construction Loan Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-31S-011-04`

Property Details

APN / Parcel Number

Primary APN	`28-31S-011-04`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,172 sqft Living Area
1st Floor Area	1,399 sqft
2nd Floor Area	1,773 sqft
Upper Floors Area	1,773 sqft
Basement Area	1,399 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	211,048 sqft (4.84 acres)
Garage Area	638 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	133 sqft
Patio Area	320 sqft
Lean-To	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7897 ROAD 82
City	PAYNE
State	OH
Zip	45880-9518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S1/2SE1/4 S-31 PLDG WT
Jurisdiction	PAULDING OH
Township / Civil Division	PAULDING
Census Block Group	2
Census Block	2069
Census Tract	960300

Owner

Source: Paulding County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7897 ROAD 82, PAYNE, OH 45880-9518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2011	Deed of Trust, Mortgage · Construction Mortgage THREE RIVERS FCU
Oct 19, 2021	Deed of Trust, Mortgage · Line of Credit THE ANTWERP EXCHANGE BANK CO
Jan 23, 2026	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 4, 2019	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO
Oct 19, 2007	Warranty Deed, Transfer THREE RIVERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Prior Sale	Oct 4, 2019 · Amount on Record
Deed Document Number	2026-0152
Deed Book / Page	628 / 1611
Record Updated	Jun 8, 2026

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	7897 ROAD 82, PAYNE, OH 45880-9518
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00542/2381
Date	Jan 4, 2011
Book Page	542/2381
Instrument	201100000040

Lender

Name	THREE RIVERS FCU
Type	Credit Union
Address	FORT WAYNE, IN 46825

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	366 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	4.5%
Type Change Date	Jul 1, 2016
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year T-Bill
Max Rate	10.5%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	7897 ROAD 82, PAYNE, OH 45880-9518
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7897 ROAD 82, PAYNE, OH 45880-9518

Mortgage

Document Number	000604/842
Date	Oct 19, 2021
Book Page	604/842
Instrument	202100002936

Lender

Name	THE ANTWERP EXCHANGE BANK CO
Type	Bank
Address	PAYNE, OH 45880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 20, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAULDING OH
Recording Date	Jan 23, 2026
Property Address	7897 ROAD 82, PAYNE, OH 45880-9518
Document Number	00628/1611
Book / Page	628 / 1611
Instrument Date	Jan 22, 2026
Instrument	2026-0152
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	ATTORNEYS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7897 ROAD 82, PAYNE, OH 45880-9518

Mortgage

Document Number	0020260153
Date	Jan 23, 2026
Instrument	2026-0153

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAULDING OH
Recording Date	Oct 4, 2019
Property Address	7897 ROAD 82, PAYNE, OH 45880-9518
Document Number	00591/1500
Book / Page	591 / 1500
Instrument Date	Oct 3, 2019
Instrument	201900002378
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7897 ROAD 82, PAYNE, OH 45880-9518

Mortgage

Document Number	201900002379
Date	Oct 4, 2019
Instrument	201900002379

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Nov 1, 2026
Change Frequency	Monthly
Min Rate At Change	3.25%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.62%

October 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAULDING OH
Recording Date	Oct 19, 2007
Property Address	7897 ROAD 82, PAYNE, OH 45880-9518
Document Number	00524/0111
Book / Page	524 / 0111
Instrument Date	Oct 11, 2007
Instrument	200700003253
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4014 DARWOOD DR, FORT WAYNE, IN 46815-5215

Mortgage

Document Number	00524/0112
Date	Oct 19, 2007
Book Page	524/0112
Instrument	200700003254

Lender

Name	THREE RIVERS FCU
Type	Credit Union
Address	FORT WAYNE, IN 46801

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Paulding County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Paulding County
County Subdivision	Paulding Township
Unified School District	Wayne Trace Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,249.00 (+25.06%) Homeowner's exemption	$104,160 (+3%) Land $19,810 Building $84,350	$297,600 (+30.01%) Land $56,600 Building $241,000
2024	$2,598.00 (+3.51%) Homeowner's exemption	$80,120 (-) Land $15,230 Building $64,890
2023	$2,510.00 (-2.9%)	$80,120 (-) Land $15,230 Building $64,890
2022	$2,585.00	$80,120 Land $15,230 Building $64,890	$228,900 Land $43,500 Building $185,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Internet Fixed Wireless	500 / 100
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Paulding Putnam.

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