6860 Cypress Point Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 6860 Cypress Point Dr, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,597 sqft · built 2000
Lot Size	0.59 acres (25,700 sqft)
Owner	Company Name on Record
Last Sale	$216,000 (Aug 2013)
Tax Bill	$2,654 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185890-1070`

Property Details

APN / Parcel Number

Primary APN	`185890-1070`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,597 sqft Living Area
Gross Area	2,367 sqft
1st Floor Area	1,597 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6860 CYPRESS POINT DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-7957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PSD
Legal Description	35/32-36 SANDI PINES HOMES LOT 7
Legal Range	30E
Legal Township	09S
Legal Section	04
Legal Subdivision	SANDI PINES HOMES
Legal Block	3
Legal Lot Number	7
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	3
Census Block	3001
Census Tract	21209

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit AMERIS BANK
May 18, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2013 · Amount on Record
Deed Sale	Aug 30, 2013 · Amount on Record
Deed Document Number	201358391
Deed Book / Page	3783 / 899
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	6860 CYPRESS POINT DR, SAINT AUGUSTINE, FL 32086-7957
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6860 CYPRESS POINT DR ST, MIDDLEBURG, FL 32068

Mortgage

Document Number	0055971982
Date	Jul 15, 2022
Book Page	5597/1982
Instrument	2022069295

Lender

Name	AMERIS BANK
Type	Bank
Address	ROSWELL, GA 30076

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 8, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	6860 CYPRESS POINT DR, SAINT AUGUSTINE, FL 32086-7957
Document Number	0049481317
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6860 CYPRESS POINT DR ST AUGUSTINE FL 320867957, ST AUGUSTINE, FL 32086-7957

Mortgage

Document Number	0049481317
Date	May 26, 2020
Book Page	004948/001317
Instrument	39639

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,726	$337,171 (+31.35%) Land $80,640 Building $256,531
2025	$2,654.00 (+24.72%)
2024	$2,128.00 (+2.16%)
2023	$2,083.00 (+3.53%)
2022	$2,012.00 Homeowner's exemption	$178,112	$256,699 Land $80,640 Building $176,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 145 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	429 units insured incl. 284 condo units
Nearby Flood Claims	20 (2016–2022)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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