6860 Cutting Blvd, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 6860 Cutting Blvd, El Cerrito, CA 94530

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,274 sqft · built 1946
Lot Size0.119 acres (5,200 sqft)
OwnerIndividual Name on Record
Last Sale$1,075,000 (Oct 2022)
Tax Bill$15,540 (2025)
Deeds & MortgagesJun 2023 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN501-470-008-1

Property Details

APN / Parcel Number

Primary APN501-470-008-1
Alternative APN
  • 501-470-008

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,274 sqft Living Area
1st Floor Area1,274 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1965
Lot Area5,200 sqft (0.119 acres)
Garage TypeAttached
Garage Area259 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address6860 CUTTING BLVD
CityEL CERRITO
StateCA
Zip94530-1819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRICH JUNCTION HTS LOTS 33 & 34 BLK 48
Legal SubdivisionRICHMOND JUNCTION HEIGHTS
Legal Block48
Legal Lot Number33,34
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1005
Census Tract385200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6860 CUTTING BLVD, EL CERRITO, CA 94530-1819
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Oct 14, 2022Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2022 · Amount on Record
Deed SaleOct 14, 2022 · Amount on Record
Prior SaleApr 1, 2015 · Amount on Record
Deed Document Number2022154665
Prior Transfer DateDec 12, 2003
Prior Transfer Doc0000054176
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address6860 CUTTING BLVD, EL CERRITO, CA 94530-1819
Transaction TypeMortgage
Record UpdatedJun 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6860 CUTTING BLVD E1, E1, EL CERRITO, CA 94530-1819

Mortgage

Document Number0000054077
DateJun 7, 2023
Instrument2023-054077
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address6860 CUTTING BLVD, EL CERRITO, CA 94530-1819
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000234114
DateDec 30, 2019
Instrument2019-234114
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10006
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2035

October 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 14, 2022
Property Address6860 CUTTING BLVD, EL CERRITO, CA 94530-1819
Document Number0000154665
Map ReferenceMB 10 PG 230
Instrument DateOct 10, 2022
Instrument2022-154665
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6860 CUTTING BLVD, EL CERRITO, CA 94530-1819

Mortgage

Document Number0000154666
DateOct 14, 2022
Instrument2022-154666
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityEl Cerrito City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,140,798 (+2%) Land $955,087 Building $185,711
2025$15,540.00 (+4.34%) Homeowner's exemption$1,118,430 (+4.04%) Land $936,360 Building $182,070
2023$14,893.00 (+39.54%) Homeowner's exemption$1,075,000 Land $900,000 Building $175,000
2022$10,673.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 861 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

Nearby Properties on Cutting Blvd

Nearby Streets

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