Lincoln County property record for 686 Waterfront Rd, Troy, MT 59935
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,621 sqft · built 1984 |
| Lot Size | 0.399 acres (17,380 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,312 (2026) |
| APN | R5611377 |
| Primary APN | R5611377 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,621 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,380 sqft (0.399 acres) |
| Lot Dimensions | 137 ft deep x 63 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 535 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000010347 |
|---|---|
| Street Address | 686 WATERFRONT RD |
| City | TROY |
| State | MT |
| Zip | 59935-9711 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | KOOTENAI VISTA, S27, T32 N, R34 W, BLOCK 003, LOT 013 - 14, RETRACE CS #3029 |
| Legal Range | 34W |
| Legal Township | 32N |
| Legal Section | 27 |
| Legal Subdivision | KOOTENAI VISTA |
| Legal Block | 3 |
| Legal Lot Number | 13,14 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4102 |
| Census Tract | 500 |
686 Waterfront Rd, a mobile home, is owned by two individuals.
Source: Lincoln County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18725 SE 416TH ST, ENUMCLAW, WA 98022-9111 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 686 Waterfront Rd was $4,312, up 155.3% from the year before.
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Elementary School District | Troy Elementary School District (PK - 08) |
| Secondary School District | Troy High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,312.00 (+155.3%) | $443,694 (-) | |
| 2025 | $1,689.00 | $443,694 | $443,694 Land $215,194 Building $228,500 |
| 2023 | $3,043.00 | $352,638 | $352,638 Land $129,478 Building $223,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 686 Waterfront Rd; 5 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 686 Waterfront Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 67% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| E.L. Internet Northwest Fixed Wireless | 30 / 7 |
| Ziply Fiber DSL | 10 / 1 |
No cell data coverage reported
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