Lincoln County property record for 644 Waterfront Rd, Troy, MT 59935
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,457 sqft · built 1980 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $201,900 (Nov 2014) |
| Tax Bill | $998 (2026) |
| Deeds & Mortgages | Feb 2022 Transfer |
| APN | R567366 |
| Primary APN | R567366 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,457 sqft Living Area |
| 1st Floor Area | 1,457 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,757 sqft (0.224 acres) |
| Lot Dimensions | 119 ft deep x 82 ft wide |
| Garage Area | 662 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 142 sqft |
| Deck Area | 124 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000006721 |
|---|---|
| Street Address | 644 WATERFRONT RD |
| City | TROY |
| State | MT |
| Zip | 59935-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KOOTENAI VISTA, S27, T32 N, R34 W, BLOCK 3, LOT 10 |
| Legal Range | 34W |
| Legal Township | 32N |
| Legal Section | 27 |
| Legal Subdivision | KOOTENAI VISTA |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4102 |
| Census Tract | 500 |
Source: Lincoln County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 644 WATERFRONT RD, TROY, MT 59935-9711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2014 · Amount on Record |
| Deed Sale | Nov 6, 2014 · Amount on Record |
| Deed Document Number | 2014254383 |
| Deed Book / Page | 355 / 452 |
| Last Transfer Date | Feb 28, 2022 |
| Transfer Doc | 000395/399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Feb 28, 2022 |
| Property Address | 644 WATERFRONT RD, TROY, MT 59935-9711 |
| Document Number | 000395/399 |
| Book / Page | 395 / 399 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 299197 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 644 WATERFRONT RD, TROY, MT 59935-9711 |
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Elementary School District | Troy Elementary School District (PK - 08) |
| Secondary School District | Troy High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $998.00 (+2.36%) Homeowner's exemption | $453,839 (-) | |
| 2025 | $975.00 (-66.31%) Homeowner's exemption | $453,839 (+35.32%) | $453,839 (+35.32%) Land $211,379 Building $242,460 |
| 2023 | $2,894.00 | $335,372 | $335,372 Land $127,952 Building $207,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 67% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| E.L. Internet Northwest Fixed Wireless | 30 / 7 |
| Ziply Fiber DSL | 10 / 1 |
No cell data coverage reported
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