Lake County property record for 686 Water St, Hobart, IN 46342
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,030 sqft · built 1950 |
| Lot Size | 0.144 acres (6,273 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Jul 2024) |
| Tax Bill | $1,947 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-27-17-0130-0022 |
| Primary APN | 006-27-17-0130-0022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,030 sqft Living Area |
| Gross Area | 3,325 sqft |
| 1st Floor Area | 1,015 sqft |
| Basement Area | 1,155 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 6,273 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 140 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 686 WATER ST |
|---|---|
| City | HOBART |
| State | IN |
| Zip | 46342-5140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEO. & WM EARLES 2ND SUB. BL.7 LOTS 22 & 23 |
| Legal Subdivision | GEO. & WM EARLES 2ND SUB |
| Legal Block | 7 |
| Legal Lot Number | 22,23 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | HOBART |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 42000 |
686 Water St is owned and occupied by an individual who bought it in July 2024.
Source: Lake County records, as of December 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 686 WATER ST, HOBART, IN 46342-5140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2024 · Amount on File |
| Deed Sale | Jul 18, 2024 · Amount on File |
| Prior Sale | Feb 11, 2014 · Amount on File |
| Deed Document Number | 2024523514 |
| Prior Transfer Date | Jul 11, 2024 |
| Prior Transfer Doc | 0000023514 |
| Record Updated | Oct 29, 2026 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Hobart Township |
| Municipality | Hobart City |
| Unified School District | Hobart School City (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $178,500 Land $31,600 Building $146,900 | $178,500 Land $31,600 Building $146,900 | |
| 2024 | $1,947.00 | ||
| 2023 | $149,200 (+6.95%) Land $31,600 Building $117,600 | $149,200 (+6.95%) Land $31,600 Building $117,600 | |
| 2022 | $1,637.00 Homeowner's exemption | $139,500 Land $25,000 Building $114,500 | $139,500 Land $25,000 Building $114,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 686 Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Sep 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 686 Water St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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