Lake County property record for 685 Water St, Hobart, IN 46342
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,292 sqft · built 1914 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,721 (2024) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-27-17-0129-0008 |
| Primary APN | 006-27-17-0129-0008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,292 sqft Living Area |
| Basement Area | 1,026 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 8,233 sqft (0.189 acres) |
| Lot Dimensions | 125 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 006-27-17-0129-0008 |
|---|---|
| Old Parcel Number | 271701290008 |
| Street Address | 685 WATER ST |
| City | HOBART |
| State | IN |
| Zip | 46342-5139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEO. & WM. EARLE'S 2ND. SUB. ALL LOTS 8,9, & N.16FT. LOT 10 BL 6 |
| Legal Subdivision | GEORGE & WILLIAM EARLES 02 |
| Legal Block | 6 |
| Legal Lot Number | 8,9,10 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | HOBART |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 42000 |
685 Water St is owned by two individuals who acquired it in April 2004.
Source: Lake County records, as of March 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 704 LAKE ST, HOBART, IN 46342-5111 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2004 |
| Deed Sale | Apr 2, 2004 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 685 WATER ST, HOBART, IN 46342-5139 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000004761 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 2018 004761 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2038 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Hobart Township |
| Municipality | Hobart City |
| Unified School District | Hobart School City (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $254,100 Land $41,700 Building $212,400 | $254,100 Land $41,700 Building $212,400 | |
| 2024 | $2,721.00 | ||
| 2023 | $211,500 (+6.07%) Land $41,700 Building $169,800 | $211,500 (+6.07%) Land $41,700 Building $169,800 | |
| 2022 | $2,397.00 Homeowner's exemption | $199,400 Land $33,000 Building $166,400 | $199,400 Land $33,000 Building $166,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 685 Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Sep 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 685 Water St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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