Garrard County property record for 686 Sutton Ln, Lancaster, KY 40444 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1993 |
| Lot Size | 48,261 sqft (1.1 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $178,000 (2016) |
| Tax Bill | $2,058.00 (2025) |
| Primary APN | 11A-01-083 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Stories | 1 Stories |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 48,261 sqft (1.1 acres) |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 17973 |
|---|---|
| Street Address | 686 SUTTON LN |
| City | LANCASTER |
| State | KY |
| Zip | 40444-7310 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 21 TRADEWAY SUBD |
| Legal Subdivision | TRADEWAY SUBD |
| Legal Lot Number | 21 |
| Jurisdiction | GARRARD KY |
| Minor Civil Division | BRYANTSVILLE |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 970102 |
Source: Garrard County records · APN 11A-01-083
Assessment roll updated May 5, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 686 SUTTON LN, LANCASTER, KY 40444-7310 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 05, 2016 · Amount on Record |
| Deed Sale | Jan 05, 2016 · Amount on Record |
| Deed Doc Number | 2016128108 |
| Deed Book / Page | 281 / 809 |
| Record Refreshed | Jun 08, 2026 |
Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,058.00 (-0.48%) | $200,000 (-) Land $30,000 Building $170,000 | $200,000 (-) Land $30,000 Building $170,000 |
| 2024 | $2,068.00 (-2.82%) | $200,000 (-) Land $30,000 Building $170,000 | $200,000 (-) Land $30,000 Building $170,000 |
| 2023 | $2,128.00 (+3.75%) | $200,000 (+4.71%) Land $30,000 Building $170,000 | $200,000 (+4.71%) Land $30,000 Building $170,000 |
| 2022 | $2,051.00 | $191,000 Land $26,000 Building $165,000 | $191,000 Land $26,000 Building $165,000 |
686 Sutton Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Garrard County (21079C), updated December 21, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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