538 Sutton Ln, Lancaster, KY 40444 Property Records

Garrard County property record for 538 Sutton Ln, Lancaster, KY 40444 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	42,399 sqft (0.973 acres)
Garage	Attached
Occupancy	Owner Occupied
Last Sale	$110,000 (2019)
Tax Bill	$1,501.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`11A-01-078`
Alternative APN	`18877`

Interior

Stories	1 Stories

Exterior

Exterior Material	Brick Veneer Exterior
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	42,399 sqft (0.973 acres)
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	18877
Street Address	538 SUTTON LN
City	LANCASTER
State	KY
Zip	40444-7309
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TRACT 16 TRADEWAY
Legal Subdivision	TRADEAWAY
Legal Tract	16
Jurisdiction	GARRARD KY
Minor Civil Division	BRYANTSVILLE
Census Blockgroup	3
Census Block	3015
Census Tract	970102

Owner

Source: Garrard County records · APN 11A-01-078

Assessment roll updated May 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	538 SUTTON LN, LANCASTER, KY 40444-7309
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Deed Doc Number	2019152978
Deed Book / Page	299 / 753
Record Refreshed	Jun 08, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Aug 29, 2019
Property Address	538 SUTTON LN, LANCASTER, KY 40444-7309
Document Number	00D299/753
Book / Page	D299 / 753
Map Reference	DB 279 PG 415
Instrument Date	Aug 26, 2019
Instrument	152978
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	834 POLLYS BEND RD, 834, LANCASTER, KY 40444-9039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 SUTTON LN, LANCASTER, KY 40444-7309

Tax Assessment & Valuation

Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,501.00 (-2.34%) Homeowner's exemption	$195,000 (-) Land $30,000 Building $165,000	$195,000 (-) Land $30,000 Building $165,000
2024	$1,537.00 (-2.84%) Homeowner's exemption	$195,000 (-) Land $30,000 Building $165,000	$195,000 (-) Land $30,000 Building $165,000
2023	$1,582.00 (-1.49%) Homeowner's exemption	$195,000 (+2.63%) Land $30,000 Building $165,000	$195,000 (+2.63%) Land $30,000 Building $165,000
2022	$1,606.00 Homeowner's exemption	$190,000 Land $25,000 Building $165,000	$190,000 Land $25,000 Building $165,000

Flood & Wildfire

538 Sutton Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Garrard County (21079C), updated December 21, 2017

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 37th in Kentucky
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.