686 Stable Gate Ln, Florence, KY 41042 Property Records

Boone County property record for 686 Stable Gate Ln, Florence, KY 41042

Property Summary

Property TypeLandominium
Details2 bd · 3 ba · 1,732 sqft · built 1993
OwnerIndividual Name on Record
Last Sale$127,000 (Sep 2019)
Tax Bill$1,354 (2025)
Deeds & MortgagesJan 2022 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN062.01-33-140.01

Property Details

APN / Parcel Number

Primary APN062.01-33-140.01
Alternative APN
  • 6128

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area1,732 sqft Finished Area
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Exterior MaterialWood Siding
Construction TypeWood

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address686 STABLE GATE LN
CityFLORENCE
StateKY
Zip41042-8932
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Landominium
Legal DescriptionLOT 140A SEC 9 SADDLEBROOK FARMS (62Z2-73)
Legal SubdivisionSADDLEBROOK FARMS
Legal Lot Number140A
Legal Unit140
JurisdictionBOONE KY
Township / Civil DivisionFLORENCE
Census Block Group3
Census Block3002
Census Tract70315

Owner

Source: Boone County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address686 STABLE GATE LN, FLORENCE, KY 41042-8932
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Sep 18, 2019Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2019 · Amount on Record
Deed SaleSep 18, 2019 · Amount on Record
Prior SaleJun 23, 2010 · Amount on Record
Deed Document Number783669
Deed Book / PageD1133 / 049
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address686 STABLE GATE LN, FLORENCE, KY 41042-8932
Transaction TypeMortgage
Record UpdatedDec 2, 2022
Title Company360 AMERICAN TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M4567/233
DateJan 25, 2022
Book PageM4567/233
Instrument859736
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateSep 18, 2019
Property Address686 STABLE GATE LN, FLORENCE, KY 41042-8932
Document Number0D1133/049
Book / PageD1133 / 049
Map ReferenceSL 228B
Instrument DateSep 13, 2019
Instrument783669
Transaction TypeTransfer
Record UpdatedDec 2, 2022
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1056 HAMPSHIRE PL, 1056, FLORENCE, KY 41042-9351

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address686 STABLE GATE LN, FLORENCE, KY 41042-8932

Mortgage

Document Number0000783670
DateSep 18, 2019
Instrument783670
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
MunicipalityFlorence City
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,354.00 (-2.03%)$138,700 (-) Land $15,000 Building $123,700
2024$138,700 (-) Land $15,000 Building $123,700
2023$1,382.00 (+5.18%)$138,700 (-) Land $15,000 Building $123,700$138,700 (-) Land $15,000 Building $123,700
2022$1,314.00$138,700 Land $15,000 Building $123,700$138,700 Land $15,000 Building $123,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORENCE WATER & SEWER
serves 29,351 people · EPA ID KY0080135
Water SourcePurchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State InspectionMar 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Stable Gate Ln

Nearby Streets

Search Property Records by Address or Parcel Number