Kenton County property record for 686 Sipple Dr, Covington, KY 41015
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $254,000 (May 2023) |
| Tax Bill | $79 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-30-00-028.00 |
| Primary APN | 059-30-00-028.00 |
|---|
| Lot Area | 6,970 sqft (0.16 acres) |
|---|
| Street Address | 686 SIPPLE DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2381 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | WOODLAWN LOT 3 & W 35' OF 4 LESS PT PARCEL 559A TO R,W NS SIPPLE DR |
| Legal Subdivision | WOODLAWN |
| Legal Lot Number | 3,4 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 65300 |
Source: Kenton County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 682 SIPPLE DR, COVINGTON, KY 41015-2381 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK |
| Jan 14, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2023 · Amount on Record |
| Deed Sale | May 12, 2023 · Amount on Record |
| Deed Document Number | 202366 |
| Deed Book / Page | 226 / 326 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 12, 2023 |
| Property Address | 686 SIPPLE DR, COVINGTON, KY 41015-2381 |
| Document Number | 0005900066 |
| Book / Page | KC 226 / 326 |
| Map Reference | SL B-137 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 23051205900066 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5723 HEATHWOOD CT, COVINGTON, KY 41015-2491 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 682 SIPPLE DR, COVINGTON, KY 41015-2381 |
| Document Number | 0005900067 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 23051205900067 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 14, 2020 |
| Property Address | 686 SIPPLE DR, COVINGTON, KY 41015-2381 |
| Document Number | 0000000225 |
| Book / Page | 000002 / 000570 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 225 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $115.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5723 HEATHWOOD CT COVINGTON KY 410152491, COVINGTON, KY 41015-2491 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $79.00 (-7.06%) | $8,000 (-) Land $8,000 | $8,000 (-) Land $8,000 |
| 2023 | $85.00 | $8,000 Land $8,000 | $8,000 Land $8,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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