Kenton County property record for 668 Sipple Dr, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,102 sqft · built 1957 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,500 (Apr 2021) |
| Tax Bill | $1,739 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-30-00-023.00 |
| Primary APN | 059-30-00-023.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,102 sqft Finished Area |
| Gross Area | 1,270 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 668 SIPPLE DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODLAWN 25' 10 ALL 11 & E 15' 12 |
| Legal Subdivision | WOODLAWN |
| Legal Lot Number | 11,10 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 65300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 668 SIPPLE DR, COVINGTON, KY 41015-2355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2026 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Apr 20, 2021 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Jan 5, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2021 · Amount on Record |
| Deed Sale | Apr 20, 2021 · Amount on Record |
| Prior Sale | Aug 17, 2016 · Amount on Record |
| Deed Document Number | 20215900215 |
| Deed Book / Page | 85 / 701 |
| Prior Transfer Date | Nov 18, 2017 |
| Prior Transfer Doc | 0000000130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 668 SIPPLE DR, COVINGTON, KY 41015-2355 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 668 SIPPLE DR, COVINGTON, KY 41015-2355 |
| Document Number | 0000000275 |
|---|---|
| Date | Jan 8, 2026 |
| Book Page | KCM 723/644 |
| Instrument | 26059000000275 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 29, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 20, 2021 |
| Property Address | 668 SIPPLE DR, COVINGTON, KY 41015-2355 |
| Document Number | 0005900215 |
| Book / Page | 85 / 701 |
| Map Reference | MB 6 PG 21 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 21042005900215 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 880 STEPHENS RD, INDEPENDENCE, KY 41051-9257 |
| Name | Verified Name |
|---|---|
| Address | 668 SIPPLE DR, COVINGTON, KY 41015-2355 |
| Document Number | 0005900216 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 21042005900216 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 5, 2018 |
| Property Address | 668 SIPPLE DR, COVINGTON, KY 41015-2355 |
| Document Number | 0000000130 |
| Book / Page | 0I4051 / 000247 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 130 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 880 STEPHENS RD INDEPENDENCE KY 410519257, INDEPENDENCE, KY 41051-9257 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,500 (-) Land $45,000 Building $130,500 | $175,500 (-) Land $45,000 Building $130,500 | |
| 2025 | $1,739.00 (-7.01%) | $175,500 (-) Land $10,000 Building $165,500 | $175,500 (-) Land $10,000 Building $165,500 |
| 2023 | $1,870.00 | $175,500 Land $10,000 Building $165,500 | $175,500 Land $10,000 Building $165,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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