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682 Shore Dr, Joppa, MD 21085 Property Records

Harford County property record for 682 Shore Dr, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,400 sqft · built 1969
Lot Size0.158 acres (6,900 sqft)
Owner2 Individual Names on File
Last Sale$53,000 (Feb 1981)
Tax Bill$1,574 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN01-148680

Property Details

APN / Parcel Number

Primary APN01-148680
Alternative APNs
  • 1148680
  • 148680

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,400 sqft Total Area
Utility Area70 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,900 sqft (0.158 acres)
Lot Dimensions140 ft deep x 35 ft wide
PorchSlab
Porch Area130 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number148680
Street Address682 SHORE DR
CityJOPPA
StateMD
Zip21085-4531
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 22 BLK 26 35X140 682 SHORE DRIVE RUMSEY ISLAND PT 21/35
Legal SubdivisionJOPPATOWNE
Legal Block26
Legal Lot Number22
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group4
Census Block4006
Census Tract301401

Owner

Source: Harford County records · APN 01-148680

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address682 SHORE DR, JOPPA, MD 21085-4531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 11, 1981 · Amount on Record
Deed SaleFeb 11, 1981 · Amount on Record
Deed Book / Page1138 / 186
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address682 SHORE DR, JOPPA, MD 21085-4531
Document Number0124220260
Book / Page012422 / 000260
Instrument DateJul 01, 2017
Transaction TypeMortgage
Record UpdatedJul 17, 2017
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address682 SHORE DR JOPPA MD 210854531, JOPPA, MD 21085-4531

Mortgage

Document Number0124220260
DateJul 10, 2017
Book Page012422/000260
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term984 Months
DueJul 09, 2099
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$197,067 (+18.05%)$207,600 (+17.95%) Land $46,500 Building $161,100
2025$1,574.00 (+11.55%)
2023$166,933$176,000 Land $46,500 Building $129,500
2022$1,411.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims24 (1978–2013)
Claims Outside the SFHA10 of 24
Most Recent ClaimJun 2013, other causes
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 493 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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