686 Settlemyre Rd, Oregonia, OH 45054 Property Records

Warren County property record for 686 Settlemyre Rd, Oregonia, OH 45054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,372 sqft · built 1998
Lot Size6 acres (261,578 sqft)
Owner2 Individual Names on Record
Last Sale$32,900 (Feb 1997)
Tax Bill$5,778 (2025)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN14-29-400-051-0

Property Details

APN / Parcel Number

Primary APN14-29-400-051-0
Alternative APNs
  • 1429400051
  • 8508227

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,372 sqft Living Area
1st Floor Area2,372 sqft
Basement Area593 sqft
Finished Basement593 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Exterior MaterialBrick/Stone
Construction TypeBrick
Foundation TypeConcrete
Lot Area261,578 sqft (6 acres)
Garage Area728 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area640 sqft
Pole Barn1,120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number8508227
Old Parcel Number1429400051
Street Address686 SETTLEMYRE RD
CityOREGONIA
StateOH
Zip45054-9425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMS-5990 6.0050 AC.
Legal SubdivisionMILITARY SURV 5990
Legal Block400
JurisdictionWARREN OH
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2024
Census Tract31100

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address686 SETTLEMYRE RD, OREGONIA, OH 45054-9425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 1997 · Amount on Record
Deed SaleFeb 11, 1997 · Amount on Record
Deed Document Number0001326236
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address686 SETTLEMYRE RD, OREGONIA, OH 45054-9425
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005959
DateMar 2, 2018
Instrument2018-005959
Lender
NamePEOPLES FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 23, 2038
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionWashington Township
Unified School DistrictClinton-Massie Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,778.00 (+20.1%)$176,915 (+24.78%) Land $55,689 Building $121,226$505,470 (+24.78%) Land $159,110 Building $346,360
2023$4,811.00 (-2.22%)$141,785 (-) Land $34,465 Building $107,320
2022$4,920.00$141,785 Land $34,465 Building $107,321$405,100 (-) Land $98,470 Building $306,630
2021$405,100 Land $98,470 Building $306,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1998–2008)
Claims Outside the SFHA3 of 4
Most Recent ClaimMar 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN WATER COMPANY
private · serves 39,508 people · EPA ID OH8300512
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bresco Broadband
Fiber
10,000 / 10,000
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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