649 Settlemyre Rd, Oregonia, OH 45054 Property Records

Warren County property record for 649 Settlemyre Rd, Oregonia, OH 45054

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,992 sqft · built 1993
Lot Size	3.01 acres (131,421 sqft)
Owner	Individual Name on File
Last Sale	$272,000 (Oct 2018)
Tax Bill	$4,788 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-29-400-025-0`

Property Details

APN / Parcel Number

Primary APN	`14-29-400-025-0`
Alternative APNs	`1429400025` `9704138`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,992 sqft Living Area
1st Floor Area	192 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Lot Area	131,421 sqft (3.01 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	9704138
Old Parcel Number	1429400025
Street Address	649 SETTLEMYRE RD
City	OREGONIA
State	OH
Zip	45054-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MS-5990 3.0170 AC.
Legal Subdivision	WASHINGTON
Legal Block	400
Jurisdiction	WARREN OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2023
Census Tract	31100

Owner

649 Settlemyre Rd is owned and occupied by an individual who bought it in October 2018.

Source: Warren County records, as of February 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	649 SETTLEMYRE RD, OREGONIA, OH 45054-9425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2018 · Amount on File
Deed Sale	Oct 2, 2018 · Amount on File
Deed Document Number	0000865568
Deed Book / Page	865 / 568
Record Updated	Jun 8, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Oct 2, 2018
Property Address	649 SETTLEMYRE RD, OREGONIA, OH 45054-9425
Document Number	0000028201
Map Reference	VOL 574 PG 485
Instrument Date	Sep 28, 2018
Instrument	2018-028201
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	225 READING RD, MASON, OH 45040-1666

Mortgage

Document Number	0000028202
Date	Oct 2, 2018
Instrument	2018-028202

Lender

Name	PEOPLES FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 649 Settlemyre Rd was $4,788.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Washington Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,788.00	$109,361 Land $36,246 Building $73,115	$312,460 Land $103,560 Building $208,900
2023	$4,108.00 (-0.12%) Homeowner's exemption	$85,974 (-) Land $21,182 Building $64,792
2022	$4,113.00 Homeowner's exemption	$85,974 Land $21,182 Building $64,792	$245,640 (-) Land $60,520 Building $185,120
2021			$245,640 Land $60,520 Building $185,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 649 Settlemyre Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1998–2008)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Settlemyre Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bresco Broadband Fiber	10,000 / 10,000
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20