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686 SE 16th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 686 SE 16th Ave, Okeechobee, FL 34974 · Last verified December 2025

Property Summary

Property TypeOther Improved
Details2 ba · 1,783 sqft · built 1964
Lot Size1.14 acres (49,658 sqft)
OwnerIndividual Name on File
Last Sale$42,000 (Jul 2013)
Tax Bill$620 (2025)
Deeds & MortgagesAug 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN1-23-37-35-0010-00050-0060

Property Details

APN / Parcel Number

Primary APN1-23-37-35-0010-00050-0060

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,783 sqft

Exterior

Year BuiltBuilt 1964
Exterior MaterialConcrete Block
Lot Area49,658 sqft (1.14 acres)
Lot Dimensions284 ft deep x 175 ft wide
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address686 SE 16TH AVE
CityOKEECHOBEE
StateFL
Zip34974-4747
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionBET-HER ACRES (PLAT BOOK 3 PAGE 12) LOT 6 BLOCK 5
Legal Range35E
Legal Township37S
Legal Section23
Legal SubdivisionBET-HER ACRES
Legal Block5
Legal Lot Number6
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1000
Census Tract910500

Owner

Source: Okeechobee County records · APN 1-23-37-35-0010-00050-0060

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4445 US HIGHWAY 441 SE, OKEECHOBEE, FL 34974-2337
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 15, 2013 · Amount on Record
Deed SaleJul 15, 2013 · Amount on Record
Deed Document Number0007331124
Record UpdatedJun 08, 2026

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKEECHOBEE FL
Property Address686 SE 16TH AVE, OKEECHOBEE, FL 34974-4747
Document Number0008120559
Instrument DateAug 05, 2018
Transaction TypeMortgage
Record UpdatedOct 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address686 SE 16TH AVE OKEECHOBEE FL 349744747, OKEECHOBEE, FL 34974-4747

Mortgage

Document Number0008120559
DateAug 20, 2018
Book Page000812/000559
Instrument10480
Lender
NameHEARTLAND NAT'L BK
TypeBank
AddressSEBRING, FL 33870
Agreement
Term60 Months
DueAug 19, 2023

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$620.00 (-4.91%)$63,623 (+23.17%) Land $62,475 Building $1,148$63,623 (+23.17%) Land $62,475 Building $1,148
2023$652.00 (+26.11%)$51,654 (+55.51%) Land $50,531 Building $1,123$51,654 (+55.51%) Land $50,531 Building $1,123
2022$517.00$33,215 Land $32,156 Building $1,059$33,215 Land $32,156 Building $1,059

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120939105001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 27 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims8 (1992–2012)
Most Recent ClaimAug 2012, rainfall accumulation
Claims By Storm
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Wildfire

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire LikelihoodAbout 1 in 402 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 176 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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