586 SE 16th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 586 SE 16th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,075 sqft · built 1974
Lot Size	0.976 acres (42,558 sqft)
Owner	Owner Name on Record
Last Sale	$110,000 (Jul 1997)
Tax Bill	$1,290 (2025)
Deeds & Mortgages	May 2023 Mortgage Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-23-37-35-0010-00040-0090`

Property Details

APN / Parcel Number

Primary APN	`1-23-37-35-0010-00040-0090`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,075 sqft Heated Area
Gross Area	3,809 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1974
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	42,558 sqft (0.976 acres)
Lot Dimensions	284 ft deep x 150 ft wide
Garage Type	Carport
Carport	Carport
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	586 SE 16TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-4745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BET-HER ACRES (PLAT BOOK 3 PAGE 12) LOT 9 BLOCK 4
Legal Range	35E
Legal Township	37S
Legal Section	23
Legal Subdivision	BET-HER ACRES
Legal Block	4
Legal Lot Number	9
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1000
Census Tract	910500

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	586 SE 16TH AVE, OKEECHOBEE, FL 34974-4745
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 13, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 15, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 1997 · Amount on Record
Deed Sale	Jul 22, 1997 · Amount on Record
Deed Document Number	0039301701
Deed Book / Page	00393 / 01701
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	586 SE 16TH AVE, OKEECHOBEE, FL 34974-4745
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 SE 16TH AVE, OKEECHOBEE, FL 34974-4745

Mortgage

Document Number	0000005174
Date	May 1, 2023
Instrument	2023005174

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	586 SE 16TH AVE, OKEECHOBEE, FL 34974-4745
Document Number	0000002121
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 SE 16TH AVE OKEECHOBEE FL 349744745, OKEECHOBEE, FL 34974-4745

Mortgage

Document Number	0000002121
Date	Feb 25, 2020
Instrument	2121

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	586 SE 16TH AVE, OKEECHOBEE, FL 34974-4745
Document Number	0007861824
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 SE 16TH AVE OKEECHOBEE FL 349744745, OKEECHOBEE, FL 34974-4745

Mortgage

Document Number	0007861824
Date	Mar 2, 2017
Book Page	000786/001824
Instrument	1991

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,290.00 (-30.27%) Homeowner's exemption	$134,734 (+5.99%)	$324,981 (+4.41%) Land $53,550 Building $271,431
2023	$1,850.00 (+8.95%) Homeowner's exemption	$127,123 (+3%)	$311,257 (+31.97%) Land $43,312 Building $267,945
2022	$1,698.00 Homeowner's exemption	$123,420	$235,851 Land $27,562 Building $208,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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