Monterey County property record for 686 Park Ave, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,278 sqft · built 1925 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $740,000 (Oct 2006) |
| Tax Bill | $10,942 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-846-016-000 |
| Primary APN | 001-846-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Building Area | 1,278 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 001-846-016 |
|---|---|
| Street Address | 686 PARK AVE |
| City | MONTEREY |
| State | CA |
| Zip | 93940-3618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VOL 22 PAR MAPS PG 19; PAR B 4547 SQ FT. |
| Legal Subdivision | MAP OF OAK GROVE |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 13000 |
Source: Monterey County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 686 PARK AVE, MONTEREY, CA 93940-3618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2006 · Amount on Record |
| Deed Sale | Oct 20, 2006 · Amount on Record |
| Deed Document Number | 200693390 |
| Prior Transfer Date | Oct 18, 2006 |
| Prior Transfer Doc | 0000093391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jul 30, 2026 |
| Property Address | 686 PARK AVE, MONTEREY, CA 93940-3618 |
| Document Number | 0000025756 |
| Instrument Date | Jul 25, 2026 |
| Instrument | 202625756 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 686 PARK AVE, MONTEREY, CA 93940-3618 |
| Document Number | 0000025756, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 202625756 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,011,255 (+6.45%) Land $683,285 Building $327,970 | |
| 2025 | $10,942.00 (+26.89%) Homeowner's exemption | $950,000 (+19.5%) Land $750,000 Building $200,000 |
| 2023 | $8,623.00 (+0.06%) Homeowner's exemption | $795,000 Land $537,000 Building $258,000 |
| 2022 | $8,618.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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